AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA — homeowners Complaints in Texas

Detailed analysis of 251 homeowners insurance complaints filed against AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 251
Total homeowners Complaints (All States): 276
Texas Share: 90.9%
NAIC Complaint Ratio: 1.49
AI Risk Score: 70/100

Analysis: AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA homeowners in Texas

AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA has accumulated 251 homeowners insurance complaints from consumers in Texas. Across all states, AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA has 276 total homeowners complaints, making Texas responsible for 90.9% of the volume.

The most frequent complaint sub-type is Delayed payment with 122 complaints. Other common issues include Claim denial (78), Premium or billing dispute (12), Cust Service Claim Handling | Contract Language/Legal Issue (2).

The most active year was 2026 with 4 complaints filed.

Consumers in Texas who have homeowners disputes with AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	122	48.6%
Claim denial	78	31.1%
Premium or billing dispute	12	4.8%
Cust Service Claim Handling \| Contract Language/Legal Issue	2	0.8%
Not Within TDI Jurisdiction \| No Jurisdiction	2	0.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	2	0.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Corrective Action Taken; Claim Settled	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Additional P	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Company	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Company Posi	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Additional Payment E	1	0.4%
Policy cancellation	1	0.4%
Other \| Contract Language/Legal Issue; Information Furnished	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Corrective Ac	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected; Q	1	0.4%
Cust Service Claim Handling \| Company Position Upheld; Information Furnished; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Information Furnished	1	0.4%
Cust Service Claim Handling \| Information Furnished; Contract Language/Legal Issue; Additional Payment Expected	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	0.4%
Cust Service Claim Handling \| Question of Fact; Information Furnished; Claim Settled	1	0.4%
Misrepresentation \| Contract Language/Legal Issue; Company Position Upheld; Information Furnished	1	0.4%
Cust Service Claim Handling \| Information Furnished	1	0.4%
Endorsement / Rider; Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Contract Language/Legal Is	1	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Claim Settled	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected	1	0.4%
Misrepresentation; Unauthorized Acts \| Consumer Withdraw	1	0.4%
Improper Inducements \| Referred for Disciplinary Actn	1	0.4%
Agent Handling \| Corrective Action Taken	1	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	0.4%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Additional Monies Received; Failure to Timely Respond	1	0.4%
Unsatisfactory Settle/Offer \| Claim Settled; Additional Monies Received	1	0.4%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished	1	0.4%
Other \| Information Furnished	1	0.4%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished; Contract Language/Legal Issue	1	0.4%
Other \| Referred To; No Jurisdiction	1	0.4%
Other \| Information Furnished; Company Position Upheld	1	0.4%
Unsatisfactory Settle/Offer \| No Jurisdiction; Information Furnished	1	0.4%

Complaints by Year

2026: 4 complaints
2025: 15 complaints
2024: 37 complaints
2023: 22 complaints
2022: 20 complaints
2021: 16 complaints
2020: 16 complaints
2019: 6 complaints
2018: 26 complaints
2017: 27 complaints
2016: 13 complaints
2015: 16 complaints
2014: 13 complaints
2013: 10 complaints
2012: 10 complaints

Recent homeowners Complaints Against AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA in Texas

homeowners Complaint #TX-448933-1bd5bfce (2026-03-02) — Delayed payment
homeowners Complaint #TX-448192-3f1490ee (2026-02-20) — Claim denial
homeowners Complaint #TX-446380-b175f9df (2026-02-02) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled
homeowners Complaint #TX-446145-27500f05 (2026-01-29) — Claim denial
homeowners Complaint #TX-443268-514beb21 (2025-12-29) — Delayed payment
homeowners Complaint #TX-440928-31179290 (2025-12-01) — Claim denial
homeowners Complaint #TX-438461-e488c762 (2025-10-30) — Premium or billing dispute
homeowners Complaint #TX-437626-b8a1e35e (2025-10-21) — Delayed payment
homeowners Complaint #TX-437152-31179290 (2025-10-15) — Claim denial
homeowners Complaint #TX-434248-25c0d3d1 (2025-09-11) — Claim denial

Frequently Asked Questions

How many homeowners complaints does AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA have in Texas?

AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA has 251 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA in Texas?

The most common issues are: Delayed payment (122), Claim denial (78), Premium or billing dispute (12), Cust Service Claim Handling | Contract Language/Legal Issue (2), Not Within TDI Jurisdiction | No Jurisdiction (2).

How does AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA's homeowners record in Texas compare to other states?

AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA has 251 homeowners complaints in Texas out of 276 total homeowners complaints nationwide. That is 90.9% of their homeowners volume.

Where can I file a homeowners complaint against AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.