AMERICAN MODERN HOME INSURANCE COMPANY — renters Complaints in Texas

Detailed analysis of 67 renters insurance complaints filed against AMERICAN MODERN HOME INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

renters Complaints in Texas: 67
Total renters Complaints (All States): 69
Texas Share: 97.1%
NAIC Complaint Ratio: 0.06
AI Risk Score: 38/100

Analysis: AMERICAN MODERN HOME INSURANCE COMPANY renters in Texas

AMERICAN MODERN HOME INSURANCE COMPANY has accumulated 67 renters insurance complaints from consumers in Texas. Across all states, AMERICAN MODERN HOME INSURANCE COMPANY has 69 total renters complaints, making Texas responsible for 97.1% of the volume.

The most frequent complaint sub-type is Delayed payment with 47 complaints. Other common issues include Claim denial (10), Premium or billing dispute (4), Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue (1).

The most active year was 2026 with 5 complaints filed.

Consumers in Texas who have renters disputes with AMERICAN MODERN HOME INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

renters Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	47	70.1%
Claim denial	10	14.9%
Premium or billing dispute	4	6.0%
Unsatisfactory Settle/Offer \| Additional Monies Received; Contract Language/Legal Issue	1	1.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	1.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Qu	1	1.5%
Cust Service Claim Handling \| Company Position Upheld; Contract Language/Legal Issue	1	1.5%
Liability Dispute \| Question of Fact	1	1.5%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	1.5%

Complaints by Year

2026: 5 complaints
2025: 7 complaints
2024: 9 complaints
2023: 5 complaints
2022: 5 complaints
2021: 5 complaints
2020: 2 complaints
2019: 5 complaints
2018: 1 complaints
2017: 7 complaints
2016: 2 complaints
2015: 8 complaints
2014: 3 complaints
2013: 1 complaints
2012: 2 complaints

Recent renters Complaints Against AMERICAN MODERN HOME INSURANCE COMPANY in Texas

renters Complaint #TX-455920-7b4df15d (2026-05-06) — Claim denial
renters Complaint #TX-453412-91370ef3 (2026-04-13) — Delayed payment
renters Complaint #TX-452021-995efdab (2026-03-31) — Delayed payment
renters Complaint #TX-451580-995efdab (2026-03-26) — Delayed payment
renters Complaint #TX-443799-995efdab (2026-01-05) — Delayed payment
renters Complaint #TX-442380-963511a0 (2025-12-15) — Claim denial
renters Complaint #TX-441866-91370ef3 (2025-12-09) — Delayed payment
renters Complaint #TX-438464-91370ef3 (2025-10-30) — Delayed payment
renters Complaint #TX-427820-91370ef3 (2025-07-02) — Delayed payment
renters Complaint #TX-425084-963511a0 (2025-05-30) — Claim denial

Frequently Asked Questions

How many renters complaints does AMERICAN MODERN HOME INSURANCE COMPANY have in Texas?

AMERICAN MODERN HOME INSURANCE COMPANY has 67 renters insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common renters complaint issues with AMERICAN MODERN HOME INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (47), Claim denial (10), Premium or billing dispute (4), Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue (1), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact (1).

How does AMERICAN MODERN HOME INSURANCE COMPANY's renters record in Texas compare to other states?

AMERICAN MODERN HOME INSURANCE COMPANY has 67 renters complaints in Texas out of 69 total renters complaints nationwide. That is 97.1% of their renters volume.

Where can I file a renters complaint against AMERICAN MODERN HOME INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.