AMGUARD INSURANCE COMPANY — homeowners Insurance Complaints
Analysis of 401 homeowners insurance complaints filed against AMGUARD INSURANCE COMPANY, based on public NAIC and state DOI data.
Key Statistics
- homeowners Complaints: 401
- Total Complaints (All Types): 436
- homeowners Share: 92.0%
- NAIC Complaint Ratio: 5.86
- AI Risk Score: 81/100
homeowners Complaint Issues
| Issue Type | Complaints | % of Total |
|---|---|---|
| Delayed payment | 226 | 56.4% |
| Claim denial | 73 | 18.2% |
| Premium or billing dispute | 23 | 5.7% |
| Unfair settlement | 10 | 2.5% |
| Policy cancellation | 8 | 2.0% |
| Nonrenewal | Underwriting | Company Position Substantiated | 3 | 0.7% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Language/Legal Issue | 3 | 0.7% |
| Adjuster Handling | Claim Handling | Company Position Substantiated | 3 | 0.7% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Question of Fact | 2 | 0.5% |
| Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld; Contract Language/Legal Issue | 2 | 0.5% |
| Unsatisfactory Offer | Claim Handling | 2 | 0.5% |
| Unsatisfactory Settle/Offer | Additional Monies Received | 2 | 0.5% |
| Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 2 | 0.5% |
| Unsatisfactory Settle/Offer | Question of Fact | 2 | 0.5% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact | 2 | 0.5% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Claim Settled | 1 | 0.2% |
| Cust Srvc Policy Holder Srvcs | Contract Language/Legal Issue; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling | Company Position Upheld; Claim Settled; Contract Language/Legal Issue | 1 | 0.2% |
| Other | Claim Settled; Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Contract Language/ | 1 | 0.2% |
| Nonrenewal | Underwriting | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Claim Settle | 1 | 0.2% |
| Cust Srvc Policy Holder Srvcs; Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Question of Fact; Company Positio | 1 | 0.2% |
| Adjuster Handling | Claim Handling | Question of Fact/Contract/Provision/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Company Posi | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Claim | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company Position Upheld | 1 | 0.2% |
| Endorsement / Rider | Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Additional Monies Received; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling | Contract Language/Legal Issue; Company Position Upheld; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Information Furnished | 1 | 0.2% |
| Misleading sales | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received; Claim Settled | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Additional P | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Information | 1 | 0.2% |
| Cust Service Claim Handling | Question of Fact; Additional Monies Received | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Claim Settled; Additional Monies Received | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue; Qu | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Additional Monies Received | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling | Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Additional Monies Received | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected; Q | 1 | 0.2% |
| Cust Service Claim Handling | Additional Payment Expected; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Contract Langua | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.2% |
homeowners Complaints by State
| State | Complaints |
|---|---|
| Texas | 345 |
| Connecticut | 56 |
Recent homeowners Complaints Against AMGUARD INSURANCE COMPANY
- homeowners Complaint #CT-7084685-542742fb — Connecticut (2026-04-15)
- homeowners Complaint #TX-453269-2f8013d1 — Texas (2026-04-13)
- homeowners Complaint #TX-451847-9fcbe4ba — Texas (2026-03-30)
- homeowners Complaint #TX-451835-2cecdb0a — Texas (2026-03-30)
- homeowners Complaint #TX-449221-f06d7b48 — Texas (2026-03-04)
- homeowners Complaint #TX-447253-eb6c6db9 — Texas (2026-02-10)
- homeowners Complaint #TX-441085-97e61d8a — Texas (2025-12-02)
- homeowners Complaint #TX-440570-8acd3ac3 — Texas (2025-11-24)
- homeowners Complaint #TX-440484-f06d7b48 — Texas (2025-11-21)
- homeowners Complaint #CT-7079761-f4694d87 — Connecticut (2025-11-05)
Frequently Asked Questions
How many homeowners complaints does AMGUARD INSURANCE COMPANY have?
AMGUARD INSURANCE COMPANY has 401 homeowners insurance complaints on file, according to NAIC and state DOI data.
What are the most common homeowners complaint issues with AMGUARD INSURANCE COMPANY?
The most common homeowners complaint issues for AMGUARD INSURANCE COMPANY are: Delayed payment (226), Claim denial (73), Premium or billing dispute (23), Unfair settlement (10), Policy cancellation (8).
Which states have the most homeowners complaints against AMGUARD INSURANCE COMPANY?
The states with the most homeowners complaints against AMGUARD INSURANCE COMPANY are: Texas (345), Connecticut (56).
homeowners Complaints by State
- homeowners Complaints in California
- homeowners Complaints in Texas
- homeowners Complaints in New York
- homeowners Complaints in Florida
- homeowners Complaints in Illinois
- homeowners Complaints in Pennsylvania
- homeowners Complaints in Ohio
- homeowners Complaints in Georgia
- homeowners Complaints in North Carolina
- homeowners Complaints in New Jersey
AMGUARD INSURANCE COMPANY Complaints by State
- AMGUARD INSURANCE COMPANY Complaints in California
- AMGUARD INSURANCE COMPANY Complaints in Texas
- AMGUARD INSURANCE COMPANY Complaints in New York
- AMGUARD INSURANCE COMPANY Complaints in Florida
- AMGUARD INSURANCE COMPANY Complaints in Illinois
- AMGUARD INSURANCE COMPANY Complaints in Pennsylvania
- AMGUARD INSURANCE COMPANY Complaints in Ohio
- AMGUARD INSURANCE COMPANY Complaints in Georgia
- AMGUARD INSURANCE COMPANY Complaints in North Carolina
- AMGUARD INSURANCE COMPANY Complaints in New Jersey