COMBINED INSURANCE COMPANY OF AMERICA — health Complaints in Texas

Detailed analysis of 120 health insurance complaints filed against COMBINED INSURANCE COMPANY OF AMERICA by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 120
Total health Complaints (All States): 126
Texas Share: 95.2%
NAIC Complaint Ratio: 12.48
AI Risk Score: 81/100

Analysis: COMBINED INSURANCE COMPANY OF AMERICA health in Texas

COMBINED INSURANCE COMPANY OF AMERICA has accumulated 120 health insurance complaints from consumers in Texas. Across all states, COMBINED INSURANCE COMPANY OF AMERICA has 126 total health complaints, making Texas responsible for 95.2% of the volume.

The most frequent complaint sub-type is Delayed payment with 55 complaints. Other common issues include Claim denial (33), Premium or billing dispute (18), Unfair settlement (1).

The most active year was 2026 with 7 complaints filed.

Consumers in Texas who have health disputes with COMBINED INSURANCE COMPANY OF AMERICA can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	55	45.8%
Claim denial	33	27.5%
Premium or billing dispute	18	15.0%
Unfair settlement	1	0.8%
Cust Srvc Policy Holder Srvcs \| Information Furnished	1	0.8%
Other \| Information Furnished	1	0.8%
Cust Service Claim Handling \| Corrective Action Taken; Information Furnished	1	0.8%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Claim Settled; Additional Monies Received	1	0.8%
Cash Value \| Referred To	1	0.8%
Other \| Insufficient Information	1	0.8%
Cash Value \| Contract Language/Legal Issue	1	0.8%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	1	0.8%
Agent Handling \| Information Furnished	1	0.8%
Agent/Agency Contrct Termin \| Information Furnished	1	0.8%
Agent Handling; Misrepresentation; Unsatisfactory Settle/Offer \| No Jurisdiction; Referred To	1	0.8%
Refusal to Insure \| Contract Language/Legal Issue	1	0.8%
Cash Value \| Policy Not In Force	1	0.8%

Complaints by Year

2026: 7 complaints
2025: 10 complaints
2024: 7 complaints
2023: 9 complaints
2022: 9 complaints
2021: 15 complaints
2020: 8 complaints
2019: 11 complaints
2018: 12 complaints
2017: 8 complaints
2016: 7 complaints
2015: 4 complaints
2014: 2 complaints
2013: 6 complaints
2012: 5 complaints

Recent health Complaints Against COMBINED INSURANCE COMPANY OF AMERICA in Texas

health Complaint #TX-454794-6e134d01 (2026-04-27) — Claim denial
health Complaint #TX-453575-4b550f3f (2026-04-15) — Claim denial
health Complaint #TX-452223-1d7a1084 (2026-04-01) — Claim denial
health Complaint #TX-450942-5a025f4d (2026-03-23) — Claim denial
health Complaint #TX-449866-9d337f2a (2026-03-10) — Premium or billing dispute
health Complaint #TX-449830-144c329f (2026-03-10) — Claim denial
health Complaint #TX-447792-d985a9ca (2026-02-17) — Unfair settlement
health Complaint #TX-443480-ae0fd859 (2025-12-31) — Premium or billing dispute
health Complaint #TX-441202-ae0fd859 (2025-12-02) — Premium or billing dispute
health Complaint #TX-437747-cdbbe1e8 (2025-10-22) — Premium or billing dispute

Frequently Asked Questions

How many health complaints does COMBINED INSURANCE COMPANY OF AMERICA have in Texas?

COMBINED INSURANCE COMPANY OF AMERICA has 120 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with COMBINED INSURANCE COMPANY OF AMERICA in Texas?

The most common issues are: Delayed payment (55), Claim denial (33), Premium or billing dispute (18), Unfair settlement (1), Cust Srvc Policy Holder Srvcs | Information Furnished (1).

How does COMBINED INSURANCE COMPANY OF AMERICA's health record in Texas compare to other states?

COMBINED INSURANCE COMPANY OF AMERICA has 120 health complaints in Texas out of 126 total health complaints nationwide. That is 95.2% of their health volume.

Where can I file a health complaint against COMBINED INSURANCE COMPANY OF AMERICA in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.