FARMERS INSURANCE EXCHANGE — homeowners Complaints in Texas

Detailed analysis of 201 homeowners insurance complaints filed against FARMERS INSURANCE EXCHANGE by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 201
Total homeowners Complaints (All States): 204
Texas Share: 98.5%
NAIC Complaint Ratio: 18.06
AI Risk Score: 77/100

Analysis: FARMERS INSURANCE EXCHANGE homeowners in Texas

FARMERS INSURANCE EXCHANGE has accumulated 201 homeowners insurance complaints from consumers in Texas. Across all states, FARMERS INSURANCE EXCHANGE has 204 total homeowners complaints, making Texas responsible for 98.5% of the volume.

The most frequent complaint sub-type is Claim denial with 52 complaints. Other common issues include Premium or billing dispute (44), Delayed payment (38), Policy cancellation (10).

The most active year was 2026 with 1 complaint filed.

Consumers in Texas who have homeowners disputes with FARMERS INSURANCE EXCHANGE can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Claim denial	52	25.9%
Premium or billing dispute	44	21.9%
Delayed payment	38	18.9%
Policy cancellation	10	5.0%
Unsatisfactory Settle/Offer \| Question of Fact	4	2.0%
Use Of Clue Reports \| Information Furnished	3	1.5%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	3	1.5%
Agent Handling	2	1.0%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	2	1.0%
Agent Handling \| Information Furnished	2	1.0%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received	2	1.0%
Cust Srvc Policy Holder Srvcs; Endorsement / Rider; Unsatisfactory Settle/Offer \| Additional Payment Expected; Question	1	0.5%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Additional Monies Received; Claim Se	1	0.5%
Misrepresentation; Unsatisfactory Settle/Offer \| Claim Settled; Contract Language/Legal Issue	1	0.5%
Other \| Information Furnished	1	0.5%
Cust Service Claim Handling \| Information Furnished; Question of Fact	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	0.5%
Agent Handling; Unauthorized Acts \| Corrective Action Taken	1	0.5%
Post-Claim Underwriting \| Question of Fact	1	0.5%
Agent Handling \| Contract Language/Legal Issue	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact	1	0.5%
Other \| Referred To	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue	1	0.5%
Other \| Additional Monies Received	1	0.5%
Agent Handling \| Consumer Withdraw	1	0.5%
Use Of Clue Reports \| No Jurisdiction	1	0.5%
Other \| Information Furnished; Additional Payment Expected	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld	1	0.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Additional Monies Received; Question of Fact; Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Record Only	1	0.5%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Information Furnished	1	0.5%
Cust Service Claim Handling \| Information Furnished; Contract Language/Legal Issue	1	0.5%
Cust Service Claim Handling \| Question of Fact; Information Furnished	1	0.5%
Liability Dispute; Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Complainant Retained Attorney	1	0.5%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Information	1	0.5%
Other \| Information Furnished; Other	1	0.5%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Contract Language/Legal Issue	1	0.5%
Liability Dispute \| Information Furnished; Company Position Upheld	1	0.5%
Unsatisfactory Settle/Offer \| Appraisal Process Invoked; Additional Payment Expected; Question of Fact	1	0.5%
Agent/Agency Contrct Termin \| Information Furnished	1	0.5%
Assignment of Benefits; Recoupment Of Claims Payment \| Contract Language/Legal Issue	1	0.5%
Fraud \| Other	1	0.5%
Other	1	0.5%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Company Position Upheld; Additional Payment Expected	1	0.5%

Complaints by Year

2026: 1 complaints
2025: 4 complaints
2024: 6 complaints
2023: 2 complaints
2022: 4 complaints
2021: 9 complaints
2020: 10 complaints
2019: 11 complaints
2018: 13 complaints
2017: 11 complaints
2016: 21 complaints
2015: 13 complaints
2014: 22 complaints
2013: 31 complaints
2012: 43 complaints

Recent homeowners Complaints Against FARMERS INSURANCE EXCHANGE in Texas

homeowners Complaint #TX-453452-db082ff1 (2026-04-13) — Premium or billing dispute
homeowners Complaint #TX-425862-31a35b1f (2025-06-10) — Claim denial
homeowners Complaint #TX-424788-9bf3b258 (2025-05-27) — Cust Srvc Policy Holder Srvcs; Endorsement / Rider; Unsatisfactory Settle/Offer | Additional Payment Expected; Question
homeowners Complaint #TX-430230-e29f09eb (2025-04-21) — Premium or billing dispute
homeowners Complaint #TX-421351-4b50dbee (2025-04-17) — Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue
homeowners Complaint #TX-405135-eee75f5c (2024-09-26) — Policy cancellation
homeowners Complaint #TX-397111-db082ff1 (2024-07-08) — Premium or billing dispute
homeowners Complaint #TX-396521-64aba877 (2024-06-27) — Delayed payment
homeowners Complaint #TX-390194-dead1cb5 (2024-04-11) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Additional Monies Received; Claim Se
homeowners Complaint #TX-384619-8f6abbef (2024-02-06) — Premium or billing dispute

Frequently Asked Questions

How many homeowners complaints does FARMERS INSURANCE EXCHANGE have in Texas?

FARMERS INSURANCE EXCHANGE has 201 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with FARMERS INSURANCE EXCHANGE in Texas?

The most common issues are: Claim denial (52), Premium or billing dispute (44), Delayed payment (38), Policy cancellation (10), Unsatisfactory Settle/Offer | Question of Fact (4).

How does FARMERS INSURANCE EXCHANGE's homeowners record in Texas compare to other states?

FARMERS INSURANCE EXCHANGE has 201 homeowners complaints in Texas out of 204 total homeowners complaints nationwide. That is 98.5% of their homeowners volume.

Where can I file a homeowners complaint against FARMERS INSURANCE EXCHANGE in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.