Farmers Lloyds Insurance Company of Texas — homeowners Complaints in Texas

Detailed analysis of 81 homeowners insurance complaints filed against Farmers Lloyds Insurance Company of Texas by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 81
Total homeowners Complaints (All States): 81
Texas Share: 100.0%
NAIC Complaint Ratio: 2.54
AI Risk Score: 80/100

Analysis: Farmers Lloyds Insurance Company of Texas homeowners in Texas

Farmers Lloyds Insurance Company of Texas has accumulated 81 homeowners insurance complaints from consumers in Texas. Across all states, Farmers Lloyds Insurance Company of Texas has 81 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 37 complaints. Other common issues include Premium or billing dispute (22), Claim denial (9), Policy cancellation (3).

The most active year was 2026 with 4 complaints filed.

Consumers in Texas who have homeowners disputes with Farmers Lloyds Insurance Company of Texas can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	37	45.7%
Premium or billing dispute	22	27.2%
Claim denial	9	11.1%
Policy cancellation	3	3.7%
Cust Srvc Policy Holder Srvcs \| Contract Language/Legal Issue; Question of Fact	1	1.2%
Liability Dispute; Unsatisfactory Settle/Offer; Use Of Clue Reports \| Question of Fact; Company Position Upheld; Contrac	1	1.2%
Prompt Pay; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	1.2%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Claim Settled; Question of Fact	1	1.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Question of Fact	1	1.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Additional Monies Received	1	1.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Company Position Upheld	1	1.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Contract Language/Legal Issue	1	1.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Additional M	1	1.2%
Other \| Question of Fact	1	1.2%

Complaints by Year

2026: 4 complaints
2025: 11 complaints
2024: 10 complaints
2023: 22 complaints
2022: 29 complaints
2021: 5 complaints

Recent homeowners Complaints Against Farmers Lloyds Insurance Company of Texas in Texas

homeowners Complaint #TX-451165-fca0b95c (2026-03-24) — Delayed payment
homeowners Complaint #TX-449389-fca0b95c (2026-03-05) — Delayed payment
homeowners Complaint #TX-448860-9366bf2c (2026-01-06) — Cust Srvc Policy Holder Srvcs | Contract Language/Legal Issue; Question of Fact
homeowners Complaint #TX-444078-7dd9430b (2026-01-06) — Premium or billing dispute
homeowners Complaint #TX-434640-387eed0b (2025-09-16) — Delayed payment
homeowners Complaint #TX-429744-82d4dd34 (2025-07-24) — Liability Dispute; Unsatisfactory Settle/Offer; Use Of Clue Reports | Question of Fact; Company Position Upheld; Contrac
homeowners Complaint #TX-428058-f15e795f (2025-07-07) — Delayed payment
homeowners Complaint #TX-426751-2a535676 (2025-06-20) — Claim denial
homeowners Complaint #TX-426101-b45f9516 (2025-06-12) — Claim denial
homeowners Complaint #TX-425191-fd37311a (2025-06-02) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does Farmers Lloyds Insurance Company of Texas have in Texas?

Farmers Lloyds Insurance Company of Texas has 81 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with Farmers Lloyds Insurance Company of Texas in Texas?

The most common issues are: Delayed payment (37), Premium or billing dispute (22), Claim denial (9), Policy cancellation (3), Cust Srvc Policy Holder Srvcs | Contract Language/Legal Issue; Question of Fact (1).

How does Farmers Lloyds Insurance Company of Texas's homeowners record in Texas compare to other states?

Farmers Lloyds Insurance Company of Texas has 81 homeowners complaints in Texas out of 81 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against Farmers Lloyds Insurance Company of Texas in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.