FEDERAL INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 58 homeowners insurance complaints filed against FEDERAL INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 58
Total homeowners Complaints (All States): 61
Texas Share: 95.1%
NAIC Complaint Ratio: 2.14
AI Risk Score: 70/100

Analysis: FEDERAL INSURANCE COMPANY homeowners in Texas

FEDERAL INSURANCE COMPANY has accumulated 58 homeowners insurance complaints from consumers in Texas. Across all states, FEDERAL INSURANCE COMPANY has 61 total homeowners complaints, making Texas responsible for 95.1% of the volume.

The most frequent complaint sub-type is Delayed payment with 36 complaints. Other common issues include Claim denial (15), Policy cancellation (3), Unsatisfactory Settle/Offer | Information Furnished; Additional Payment Expected; Contract Language/Legal Issue (1).

The most active year was 2025 with 7 complaints filed.

Consumers in Texas who have homeowners disputes with FEDERAL INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	36	62.1%
Claim denial	15	25.9%
Policy cancellation	3	5.2%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Payment Expected; Contract Language/Legal Issue	1	1.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Information Furnished	1	1.7%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	1.7%
Liability Dispute; Unsatisfactory Settle/Offer \| Claim Settled; Question of Fact	1	1.7%

Complaints by Year

2025: 7 complaints
2024: 4 complaints
2023: 3 complaints
2022: 4 complaints
2021: 2 complaints
2020: 3 complaints
2019: 2 complaints
2018: 2 complaints
2017: 5 complaints
2016: 4 complaints
2015: 6 complaints
2014: 8 complaints
2013: 8 complaints

Recent homeowners Complaints Against FEDERAL INSURANCE COMPANY in Texas

homeowners Complaint #TX-439186-a894768f (2025-11-06) — Delayed payment
homeowners Complaint #TX-438344-cae0222e (2025-10-28) — Unsatisfactory Settle/Offer | Information Furnished; Additional Payment Expected; Contract Language/Legal Issue
homeowners Complaint #TX-428644-07d59a32 (2025-07-14) — Delayed payment
homeowners Complaint #TX-427921-2ddb51af (2025-07-03) — Delayed payment
homeowners Complaint #TX-422420-07d59a32 (2025-04-29) — Delayed payment
homeowners Complaint #TX-422253-b8ea5c43 (2025-04-28) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Information Furnished
homeowners Complaint #TX-430470-1fe82d8f (2025-04-22) — Claim denial
homeowners Complaint #TX-406294-a894768f (2024-10-07) — Delayed payment
homeowners Complaint #TX-402377-a894768f (2024-09-03) — Delayed payment
homeowners Complaint #TX-399326-07d59a32 (2024-07-29) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does FEDERAL INSURANCE COMPANY have in Texas?

FEDERAL INSURANCE COMPANY has 58 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with FEDERAL INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (36), Claim denial (15), Policy cancellation (3), Unsatisfactory Settle/Offer | Information Furnished; Additional Payment Expected; Contract Language/Legal Issue (1), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Information Furnished (1).

How does FEDERAL INSURANCE COMPANY's homeowners record in Texas compare to other states?

FEDERAL INSURANCE COMPANY has 58 homeowners complaints in Texas out of 61 total homeowners complaints nationwide. That is 95.1% of their homeowners volume.

Where can I file a homeowners complaint against FEDERAL INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.