FEDERATED MUTUAL INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 56 homeowners insurance complaints filed against FEDERATED MUTUAL INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 56
Total homeowners Complaints (All States): 58
Texas Share: 96.6%
NAIC Complaint Ratio: 0
AI Risk Score: 27/100

Analysis: FEDERATED MUTUAL INSURANCE COMPANY homeowners in Texas

FEDERATED MUTUAL INSURANCE COMPANY has accumulated 56 homeowners insurance complaints from consumers in Texas. Across all states, FEDERATED MUTUAL INSURANCE COMPANY has 58 total homeowners complaints, making Texas responsible for 96.6% of the volume.

The most frequent complaint sub-type is Delayed payment with 24 complaints. Other common issues include Claim denial (23), Premium or billing dispute (2), Refusal to Insure | Question of Fact; Information Furnished (1).

The most active year was 2026 with 5 complaints filed.

Consumers in Texas who have homeowners disputes with FEDERATED MUTUAL INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	24	42.9%
Claim denial	23	41.1%
Premium or billing dispute	2	3.6%
Refusal to Insure \| Question of Fact; Information Furnished	1	1.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Question of F	1	1.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received	1	1.8%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Company Position Upheld	1	1.8%
Policy cancellation	1	1.8%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact	1	1.8%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Information Furnished; Question of Fact	1	1.8%

Complaints by Year

2026: 5 complaints
2025: 4 complaints
2024: 7 complaints
2023: 1 complaints
2022: 2 complaints
2021: 5 complaints
2020: 2 complaints
2019: 7 complaints
2018: 3 complaints
2017: 4 complaints
2016: 4 complaints
2015: 4 complaints
2014: 3 complaints
2013: 3 complaints
2012: 2 complaints

Recent homeowners Complaints Against FEDERATED MUTUAL INSURANCE COMPANY in Texas

homeowners Complaint #TX-451068-7046f7e7 (2026-03-23) — Refusal to Insure | Question of Fact; Information Furnished
homeowners Complaint #TX-450194-83123261 (2026-03-16) — Claim denial
homeowners Complaint #TX-446922-a0c7e61d (2026-02-06) — Claim denial
homeowners Complaint #TX-445370-77fd46cd (2026-01-21) — Delayed payment
homeowners Complaint #TX-444122-bec755c7 (2026-01-08) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Question of F
homeowners Complaint #TX-432572-6587bf91 (2025-08-22) — Delayed payment
homeowners Complaint #TX-429783-77fd46cd (2025-07-24) — Delayed payment
homeowners Complaint #TX-418053-83123261 (2025-03-10) — Claim denial
homeowners Complaint #TX-417928-438d8e9c (2025-03-07) — Claim denial
homeowners Complaint #TX-410271-54d98fef (2024-11-25) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does FEDERATED MUTUAL INSURANCE COMPANY have in Texas?

FEDERATED MUTUAL INSURANCE COMPANY has 56 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with FEDERATED MUTUAL INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (24), Claim denial (23), Premium or billing dispute (2), Refusal to Insure | Question of Fact; Information Furnished (1), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Question of F (1).

How does FEDERATED MUTUAL INSURANCE COMPANY's homeowners record in Texas compare to other states?

FEDERATED MUTUAL INSURANCE COMPANY has 56 homeowners complaints in Texas out of 58 total homeowners complaints nationwide. That is 96.6% of their homeowners volume.

Where can I file a homeowners complaint against FEDERATED MUTUAL INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.