FIDELITY & GUARANTY LIFE INSURANCE COMPANY — health Complaints in Texas

Detailed analysis of 121 health insurance complaints filed against FIDELITY & GUARANTY LIFE INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 121
Total health Complaints (All States): 121
Texas Share: 100.0%
NAIC Complaint Ratio: 59.2
AI Risk Score: 76/100

Analysis: FIDELITY & GUARANTY LIFE INSURANCE COMPANY health in Texas

FIDELITY & GUARANTY LIFE INSURANCE COMPANY has accumulated 121 health insurance complaints from consumers in Texas. Across all states, FIDELITY & GUARANTY LIFE INSURANCE COMPANY has 121 total health complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 69 complaints. Other common issues include Premium or billing dispute (23), Claim denial (5), Other | Contract Language/Legal Issue (2).

The most active year was 2026 with 8 complaints filed.

Consumers in Texas who have health disputes with FIDELITY & GUARANTY LIFE INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	69	57.0%
Premium or billing dispute	23	19.0%
Claim denial	5	4.1%
Other \| Contract Language/Legal Issue	2	1.7%
Agent Handling \| Contract Language/Legal Issue	2	1.7%
Misrepresentation \| Contract Language/Legal Issue	2	1.7%
Cust Srvc Policy Holder Srvcs \| Information Furnished; Company Position Upheld; Contract Language/Legal Issue	1	0.8%
Fraud \| Contract Language/Legal Issue; Information Furnished; Company Position Upheld	1	0.8%
Cash Value; Cust Srvc Policy Holder Srvcs \| Information Furnished; Contract Language/Legal Issue	1	0.8%
Cash Value; Cust Srvc Policy Holder Srvcs \| Contract Language/Legal Issue; Information Furnished; Cash Surrender Paid	1	0.8%
Cust Srvc Policy Holder Srvcs; Misrepresentation \| Company Position Upheld; Contract Language/Legal Issue; Information F	1	0.8%
Cust Srvc Policy Holder Srvcs \| Corrective Action Taken; Information Furnished	1	0.8%
Misrepresentation; Unauthorized Acts \| Information Furnished; Contract Language/Legal Issue	1	0.8%
Not Within TDI Jurisdiction; Other \| Information Furnished; Contract Language/Legal Issue; Question of Fact	1	0.8%
Cash Value \| Contract Language/Legal Issue	1	0.8%
Cash Value \| Cash Surrender Paid	1	0.8%
Misrepresentation \| Information Furnished; Contract Language/Legal Issue	1	0.8%
Misrepresentation \| Question of Fact	1	0.8%
Cash Value; Misrepresentation \| Information Furnished	1	0.8%
Cash Value; Other \| Policy Not In Force; Information Furnished	1	0.8%
Agent Handling \| No Jurisdiction	1	0.8%
Agent Handling \| Contract Language/Legal Issue; Question of Fact	1	0.8%
Agent Handling \| Question of Fact	1	0.8%
Other \| Information Furnished	1	0.8%

Complaints by Year

2026: 8 complaints
2025: 19 complaints
2024: 19 complaints
2023: 6 complaints
2022: 6 complaints
2021: 6 complaints
2020: 7 complaints
2019: 6 complaints
2018: 4 complaints
2017: 8 complaints
2016: 11 complaints
2015: 7 complaints
2014: 4 complaints
2013: 6 complaints
2012: 4 complaints

Recent health Complaints Against FIDELITY & GUARANTY LIFE INSURANCE COMPANY in Texas

health Complaint #TX-454147-a93beb6e (2026-04-21) — Delayed payment
health Complaint #TX-451988-9c082f67 (2026-03-31) — Premium or billing dispute
health Complaint #TX-451816-e9089f91 (2026-03-30) — Delayed payment
health Complaint #TX-451384-f9cff8cb (2026-03-24) — Cust Srvc Policy Holder Srvcs | Information Furnished; Company Position Upheld; Contract Language/Legal Issue
health Complaint #TX-450132-1d81d44d (2026-03-13) — Premium or billing dispute
health Complaint #TX-449062-a93beb6e (2026-03-04) — Delayed payment
health Complaint #TX-447699-047ba6a5 (2026-02-16) — Premium or billing dispute
health Complaint #TX-444302-7670baa3 (2026-01-09) — Delayed payment
health Complaint #TX-443216-a93beb6e (2025-12-29) — Delayed payment
health Complaint #TX-442216-1c22c9b1 (2025-12-12) — Delayed payment

Frequently Asked Questions

How many health complaints does FIDELITY & GUARANTY LIFE INSURANCE COMPANY have in Texas?

FIDELITY & GUARANTY LIFE INSURANCE COMPANY has 121 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with FIDELITY & GUARANTY LIFE INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (69), Premium or billing dispute (23), Claim denial (5), Other | Contract Language/Legal Issue (2), Agent Handling | Contract Language/Legal Issue (2).

How does FIDELITY & GUARANTY LIFE INSURANCE COMPANY's health record in Texas compare to other states?

FIDELITY & GUARANTY LIFE INSURANCE COMPANY has 121 health complaints in Texas out of 121 total health complaints nationwide. That is 100.0% of their health volume.

Where can I file a health complaint against FIDELITY & GUARANTY LIFE INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.