FOREMOST COUNTY MUTUAL INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 807 homeowners insurance complaints filed against FOREMOST COUNTY MUTUAL INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 807
Total homeowners Complaints (All States): 807
Texas Share: 100.0%
NAIC Complaint Ratio: 0.62
AI Risk Score: 55/100

Analysis: FOREMOST COUNTY MUTUAL INSURANCE COMPANY homeowners in Texas

FOREMOST COUNTY MUTUAL INSURANCE COMPANY has accumulated 807 homeowners insurance complaints from consumers in Texas. Across all states, FOREMOST COUNTY MUTUAL INSURANCE COMPANY has 807 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 309 complaints. Other common issues include Claim denial (181), Premium or billing dispute (131), Policy cancellation (18).

The most active year was 2026 with 54 complaints filed.

Consumers in Texas who have homeowners disputes with FOREMOST COUNTY MUTUAL INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	309	38.3%
Claim denial	181	22.4%
Premium or billing dispute	131	16.2%
Policy cancellation	18	2.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	5	0.6%
Unsatisfactory Settle/Offer \| Information Furnished	5	0.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Company Position Uph	4	0.5%
Other \| Information Furnished	4	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Claim Settled; Information Furnished	3	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld	3	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished	3	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Company Position Upheld	3	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	3	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Question of Fact	2	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Information Furnished; Company P	2	0.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Company Position Upheld	2	0.2%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Payment Expected	2	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	2	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished	2	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact	2	0.2%
Cust Service Claim Handling \| Information Furnished	2	0.2%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	2	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected	2	0.2%
Agent Handling \| Information Furnished	2	0.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld; Contract Language/	1	0.1%
Cust Service Claim Handling; Prompt Pay; Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Contra	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Claim Settled; Additional Payment Expected	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Infor	1	0.1%
Liability Dispute \| Company Position Upheld; Question of Fact; Information Furnished	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Additional Monies Re	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Question of F	1	0.1%
Cust Service Claim Handling; Misrepresentation; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language	1	0.1%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Company Position Upheld	1	0.1%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Corrective Action Taken; Information Furnished	1	0.1%
Cust Service Claim Handling; Use Of Clue Reports \| Question of Fact; Contract Language/Legal Issue	1	0.1%
Cust Service Claim Handling \| Company Position Upheld; Information Furnished; Question of Fact	1	0.1%
Liability Dispute \| Question of Fact; Contract Language/Legal Issue; Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Claim Settled; Question of Fact; Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Information Furnished	1	0.1%
Cust Srvc Policy Holder Srvcs \| Company Position Upheld; Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Information Furnished; Question of Fact	1	0.1%
Cust Service Claim Handling \| Additional Payment Expected; Question of Fact; Information Furnished	1	0.1%
Liability Dispute; Unsatisfactory Settle/Offer \| Question of Fact; Additional Payment Expected; Contract Language/Legal	1	0.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected	1	0.1%
Cust Service Claim Handling \| Question of Fact; Company Position Upheld; Contract Language/Legal Issue	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Corrective Action Taken; Additional Monies Rec	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Information Furnished; Corrective Action Taken	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Claim Settled; Company Position Upheld	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Information Furnished; Corrective Action Taken; Claim Settled	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Not Clean; Information Furnished; Contract Language/Leg	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received; Corrective	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled; Corrective Action Taken	1	0.1%
Refusal to Insure; Use Of Clue Reports \| Company Position Upheld; Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished; Contract Language/Legal Issue	1	0.1%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Information Furnished	1	0.1%
Unauthorized Acts; Use Of Clue Reports \| Question of Fact; Information Furnished	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	1	0.1%
Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld; Contract Language/Legal Issue	1	0.1%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Payment Expected; Contract Language/Legal Issue	1	0.1%
Cust Service Claim Handling \| Information Furnished; Claim Settled	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Qu	1	0.1%
Unsatisfactory Settle/Offer \| Additional Monies Received; Company Position Upheld; Claim Settled	1	0.1%
Liability Dispute; Use Of Clue Reports \| Contract Language/Legal Issue; Question of Fact; Company Position Upheld	1	0.1%
Endorsement / Rider; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Information Furnishe	1	0.1%
Other; Unauthorized Acts \| Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Claim Settled; Question of Fact	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished; Claim Settled	1	0.1%
Unsatisfactory Settle/Offer \| Question of Fact; Claim Settled	1	0.1%
Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished; Question of Fact	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Claim Settled; Question of Fact	1	0.1%
Unsatisfactory Settle/Offer \| Claim Settled; Information Furnished; Company Position Upheld	1	0.1%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Claim Settled	1	0.1%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished; Claim Settled	1	0.1%
Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld	1	0.1%
Unsatisfactory Settle/Offer \| Question of Fact	1	0.1%
Liability Dispute \| Question of Fact	1	0.1%
Cust Service Claim Handling \| Corrective Action Taken; Additional Monies Received	1	0.1%
Unsatisfactory Settle/Offer \| Claim Settled; Contract Language/Legal Issue; Appraisal Process Invoked	1	0.1%
Other \| Company Position Upheld	1	0.1%
Cust Service Claim Handling \| Question of Fact	1	0.1%
Cust Service Claim Handling \| Claim Settled; Question of Fact	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	0.1%
Cust Service Claim Handling \| Contract Language/Legal Issue; Question of Fact	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Company Posi	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact; Contract Langu	1	0.1%
Assignment of Benefits \| Additional Monies Received; Claim Settled	1	0.1%
Notice Requirements \| Policy Not In Force; Contract Language/Legal Issue	1	0.1%
Misrepresentation; Unauthorized Acts \| Information Furnished	1	0.1%
Identification Card Issue \| Contract Language/Legal Issue	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue	1	0.1%
Unsatisfactory Settle/Offer \| Additional Monies Received	1	0.1%
Post-Claim Underwriting \| Corrective Action Taken	1	0.1%
Cust Service Claim Handling \| Contract Language/Legal Issue	1	0.1%
Cust Service Claim Handling; Liability Dispute \| Question of Fact	1	0.1%
Unsatisfactory Settle/Offer \| Appraisal Process Invoked	1	0.1%
Cust Service Claim Handling \| Information Furnished; Question of Fact; Contract Language/Legal Issue	1	0.1%
Post-Claim Underwriting \| Question of Fact	1	0.1%
Cust Service Claim Handling; Post-Claim Underwriting \| Question of Fact	1	0.1%
Disaster; Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled	1	0.1%
Other \| Contract Language/Legal Issue	1	0.1%
Post-Claim Underwriting; Use Of Clue Reports; Use of Credit Reports \| Corrective Action Taken; Question of Fact; Policy	1	0.1%
Refusal to Insure \| Information Furnished	1	0.1%
Assignment of Benefits \| Additional Payment Expected	1	0.1%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact; Information Furnished	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Claim Settled	1	0.1%
Notice Requirements \| Information Furnished; Contract Language/Legal Issue	1	0.1%
Liability Dispute \| Company Position Upheld; Question of Fact	1	0.1%
Post-Claim Underwriting \| Contract Language/Legal Issue	1	0.1%
Unsatisfactory Settle/Offer \| Additional Monies Received; Claim Settled	1	0.1%
Unsatisfactory Settle/Offer \| Additional Monies Received; Claim Settled; Contract Language/Legal Issue	1	0.1%
Unsatisfactory Settle/Offer \| Claim Settled	1	0.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	0.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received	1	0.1%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue	1	0.1%
Unsatisfactory Settle/Offer \| Claim Settled; Additional Monies Received	1	0.1%
Liability Dispute \| Contract Language/Legal Issue	1	0.1%
Unsatisfactory Settle/Offer \| Claim Settled; Information Furnished; Additional Monies Received	1	0.1%
Agent Handling \| Information Furnished; Question of Fact	1	0.1%
Other \| Additional Monies Received; Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Additional Payment Expected	1	0.1%
Other \| Question of Fact	1	0.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received	1	0.1%
Insurer Fraud \| Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	0.1%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Additional Monies Received	1	0.1%
Endorsement / Rider \| Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Referred for Disciplinary Actn	1	0.1%
Refusal to Insure \| Company Position Upheld	1	0.1%
Agent Handling \| Policy Issued/Restored; Information Furnished	1	0.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected; Information Furnished	1	0.1%

Complaints by Year

2026: 54 complaints
2025: 129 complaints
2024: 103 complaints
2023: 44 complaints
2022: 46 complaints
2021: 48 complaints
2020: 36 complaints
2019: 34 complaints
2018: 36 complaints
2017: 41 complaints
2016: 55 complaints
2015: 52 complaints
2014: 52 complaints
2013: 52 complaints
2012: 25 complaints

Recent homeowners Complaints Against FOREMOST COUNTY MUTUAL INSURANCE COMPANY in Texas

homeowners Complaint #TX-455361-89e778ff (2026-05-01) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Company Position Uph
homeowners Complaint #TX-454707-269dbc01 (2026-04-27) — Delayed payment
homeowners Complaint #TX-454615-0deeac52 (2026-04-24) — Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Question of Fact
homeowners Complaint #TX-454405-57c18ffe (2026-04-23) — Delayed payment
homeowners Complaint #TX-454286-d4de3540 (2026-04-22) — Premium or billing dispute
homeowners Complaint #TX-454284-89e778ff (2026-04-22) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld; Contract Language/
homeowners Complaint #TX-454282-e290cb9c (2026-04-22) — Cust Service Claim Handling; Prompt Pay; Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Contra
homeowners Complaint #TX-453798-de81ca45 (2026-04-16) — Delayed payment
homeowners Complaint #TX-453712-86b81ffd (2026-04-16) — Delayed payment
homeowners Complaint #TX-453665-89e778ff (2026-04-15) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Claim Settled; Additional Payment Expected

Frequently Asked Questions

How many homeowners complaints does FOREMOST COUNTY MUTUAL INSURANCE COMPANY have in Texas?

FOREMOST COUNTY MUTUAL INSURANCE COMPANY has 807 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with FOREMOST COUNTY MUTUAL INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (309), Claim denial (181), Premium or billing dispute (131), Policy cancellation (18), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact (5).

How does FOREMOST COUNTY MUTUAL INSURANCE COMPANY's homeowners record in Texas compare to other states?

FOREMOST COUNTY MUTUAL INSURANCE COMPANY has 807 homeowners complaints in Texas out of 807 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against FOREMOST COUNTY MUTUAL INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.