FOREMOST LLOYDS OF TEXAS — homeowners Complaints in Texas
Detailed analysis of 351 homeowners insurance complaints filed against FOREMOST LLOYDS OF TEXAS by consumers in Texas, based on public NAIC and state DOI data.
Key Statistics
- homeowners Complaints in Texas: 351
- Total homeowners Complaints (All States): 351
- Texas Share: 100.0%
- NAIC Complaint Ratio: 0.39
- AI Risk Score: 44/100
Analysis: FOREMOST LLOYDS OF TEXAS homeowners in Texas
FOREMOST LLOYDS OF TEXAS has accumulated 351 homeowners insurance complaints from consumers in Texas. Across all states, FOREMOST LLOYDS OF TEXAS has 351 total homeowners complaints, making Texas responsible for 100.0% of the volume.
The most frequent complaint sub-type is Claim denial with 120 complaints. Other common issues include Delayed payment (80), Premium or billing dispute (38), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (7).
The most active year was 2026 with 4 complaints filed.
Consumers in Texas who have homeowners disputes with FOREMOST LLOYDS OF TEXAS can file a complaint with the Texas Department of Insurance.
homeowners Complaint Issues in Texas
| Issue Type | Complaints | % |
|---|---|---|
| Claim denial | 120 | 34.2% |
| Delayed payment | 80 | 22.8% |
| Premium or billing dispute | 38 | 10.8% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 7 | 2.0% |
| Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 6 | 1.7% |
| Policy cancellation | 5 | 1.4% |
| Unsatisfactory Settle/Offer | Question of Fact | 5 | 1.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact | 4 | 1.1% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 4 | 1.1% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished | 3 | 0.9% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 3 | 0.9% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Contract Language/Legal Issue | 3 | 0.9% |
| Agent Handling | Information Furnished | 3 | 0.9% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Company Posi | 2 | 0.6% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 2 | 0.6% |
| Other | Contract Language/Legal Issue | 2 | 0.6% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company Position Upheld | 2 | 0.6% |
| Other | Information Furnished | 2 | 0.6% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 2 | 0.6% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Corrective Action Ta | 1 | 0.3% |
| Refusal to Insure; Use Of Clue Reports | Company Position Upheld; Contract Language/Legal Issue | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled; Information Furnished | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Question of F | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Claim Settled; Contract Language/ | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Company Position Upheld; Question | 1 | 0.3% |
| Cust Service Claim Handling | Company Position Upheld; Information Furnished; Question of Fact | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Contract Language/Legal Issue; Company Position Upheld | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Question of Fact | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld; Contract Language/ | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Question of Fact; Contract Language/Legal Issue | 1 | 0.3% |
| Liability Dispute | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Company Position Upheld | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Additional Payment Expected; Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Claim Settled; Contract Language/Legal Issue | 1 | 0.3% |
| Cust Service Claim Handling | Information Furnished; Question of Fact; Contract Language/Legal Issue | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue; Qu | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Question of Fact | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Quest | 1 | 0.3% |
| Cust Service Claim Handling; Endorsement / Rider; Unsatisfactory Settle/Offer | Question of Fact | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Question of Fact | 1 | 0.3% |
| Agent Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.3% |
| Misrepresentation; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.3% |
| Cust Service Claim Handling | Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling; Cust Service Claim Handling | Contract Language/Legal Issue; Question of Fact | 1 | 0.3% |
| Agent Handling; Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Corrective Actio | 1 | 0.3% |
| Cust Service Claim Handling; Misrepresentation | Complainant Retained Attorney; Claim Settled; Additional Monies Receive | 1 | 0.3% |
| Agent Handling | Question of Fact | 1 | 0.3% |
| Cust Service Claim Handling; Endorsement / Rider; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company P | 1 | 0.3% |
| Cust Service Claim Handling | Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Company Position Upheld | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact | 1 | 0.3% |
| Other | Contract Language/Legal Issue; Complainant Retained Attorney | 1 | 0.3% |
| Coverage dispute | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Additional Monies Received | 1 | 0.3% |
| Use Of Clue Reports | Record Only | 1 | 0.3% |
| Use Of Clue Reports | Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Question of Fact | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling | Information Furnished; Company Position Upheld | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Question of Fact | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Additional Monies Received | 1 | 0.3% |
| Other | Information Furnished; Other | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Payment Expected | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Questio | 1 | 0.3% |
| Cust Service Claim Handling | Claim Settled; Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished | 1 | 0.3% |
Complaints by Year
- 2026: 4 complaints
- 2025: 17 complaints
- 2024: 30 complaints
- 2023: 13 complaints
- 2022: 22 complaints
- 2021: 26 complaints
- 2020: 15 complaints
- 2019: 14 complaints
- 2018: 16 complaints
- 2017: 27 complaints
- 2016: 23 complaints
- 2015: 29 complaints
- 2014: 41 complaints
- 2013: 48 complaints
- 2012: 26 complaints
Recent homeowners Complaints Against FOREMOST LLOYDS OF TEXAS in Texas
- homeowners Complaint #TX-450702-7fab9678 (2026-03-19) — Delayed payment
- homeowners Complaint #TX-449382-cbed80a4 (2026-03-05) — Claim denial
- homeowners Complaint #TX-447136-1c90e8a8 (2026-02-10) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Corrective Action Ta
- homeowners Complaint #TX-444031-1bc6112a (2026-01-07) — Refusal to Insure; Use Of Clue Reports | Company Position Upheld; Contract Language/Legal Issue
- homeowners Complaint #TX-443516-c22f42d4 (2025-12-31) — Premium or billing dispute
- homeowners Complaint #TX-442356-1c90e8a8 (2025-12-15) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Company Posi
- homeowners Complaint #TX-439933-cbd61b74 (2025-11-17) — Premium or billing dispute
- homeowners Complaint #TX-438183-cdc78ae8 (2025-10-27) — Policy cancellation
- homeowners Complaint #TX-437241-1b1b3758 (2025-10-16) — Claim denial
- homeowners Complaint #TX-427441-1c90e8a8 (2025-06-27) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled; Information Furnished
Frequently Asked Questions
How many homeowners complaints does FOREMOST LLOYDS OF TEXAS have in Texas?
FOREMOST LLOYDS OF TEXAS has 351 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.
What are the most common homeowners complaint issues with FOREMOST LLOYDS OF TEXAS in Texas?
The most common issues are: Claim denial (120), Delayed payment (80), Premium or billing dispute (38), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (7), Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue (6).
How does FOREMOST LLOYDS OF TEXAS's homeowners record in Texas compare to other states?
FOREMOST LLOYDS OF TEXAS has 351 homeowners complaints in Texas out of 351 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.
Where can I file a homeowners complaint against FOREMOST LLOYDS OF TEXAS in Texas?
You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.
Related Pages
FOREMOST LLOYDS OF TEXAS homeowners Complaints in Other States
- FOREMOST LLOYDS OF TEXAS homeowners in California
- FOREMOST LLOYDS OF TEXAS homeowners in New York
- FOREMOST LLOYDS OF TEXAS homeowners in Florida
- FOREMOST LLOYDS OF TEXAS homeowners in Illinois
- FOREMOST LLOYDS OF TEXAS homeowners in Pennsylvania
- FOREMOST LLOYDS OF TEXAS homeowners in Ohio
- FOREMOST LLOYDS OF TEXAS homeowners in Georgia
- FOREMOST LLOYDS OF TEXAS homeowners in North Carolina
- FOREMOST LLOYDS OF TEXAS homeowners in New Jersey