FORETHOUGHT LIFE INSURANCE COMPANY — health Complaints in Texas

Detailed analysis of 64 health insurance complaints filed against FORETHOUGHT LIFE INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 64
Total health Complaints (All States): 64
Texas Share: 100.0%
NAIC Complaint Ratio: 22.03
AI Risk Score: 73/100

Analysis: FORETHOUGHT LIFE INSURANCE COMPANY health in Texas

FORETHOUGHT LIFE INSURANCE COMPANY has accumulated 64 health insurance complaints from consumers in Texas. Across all states, FORETHOUGHT LIFE INSURANCE COMPANY has 64 total health complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 21 complaints. Other common issues include Premium or billing dispute (13), Policy cancellation (6), Cust Service Claim Handling | Claim Settled; Question of Fact (1).

The most active year was 2026 with 5 complaints filed.

Consumers in Texas who have health disputes with FORETHOUGHT LIFE INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	21	32.8%
Premium or billing dispute	13	20.3%
Policy cancellation	6	9.4%
Cust Service Claim Handling \| Claim Settled; Question of Fact	1	1.6%
Cust Srvc Policy Holder Srvcs \| Question of Fact; Information Furnished; Contract Language/Legal Issue	1	1.6%
Cust Service Claim Handling \| Company Position Upheld; Contract Language/Legal Issue	1	1.6%
Cust Srvc Policy Holder Srvcs \| Information Furnished; Company Position Upheld; Contract Language/Legal Issue	1	1.6%
Cust Srvc Policy Holder Srvcs \| Contract Language/Legal Issue; Information Furnished	1	1.6%
Cash Value; Cust Srvc Policy Holder Srvcs \| Contract Language/Legal Issue; Information Furnished	1	1.6%
Other \| Information Furnished	1	1.6%
Cash Value \| No Jurisdiction; Information Furnished; Referred To	1	1.6%
Assignment of Benefits \| Information Furnished; Contract Language/Legal Issue	1	1.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received	1	1.6%
Cash Value; Cust Service Claim Handling \| Corrective Action Taken	1	1.6%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	1.6%
Cash Value; Conversion; Summary of Benefits \| Contract Language/Legal Issue	1	1.6%
Conversion; Summary of Benefits \| Contract Language/Legal Issue	1	1.6%
Agent/Agency Contrct Termin; Commissions; Unauthorized Acts \| Information Furnished	1	1.6%
Cash Value; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	1.6%
Other \| Information Furnished; Contract Language/Legal Issue	1	1.6%
Agent Handling \| Contract Language/Legal Issue	1	1.6%
Agent Handling \| No Jurisdiction	1	1.6%
Agent Handling \| No Jurisdiction; Referred To; Information Furnished	1	1.6%
Agent Handling; Cash Value; Misrepresentation; Unauthorized Acts \| Contract Language/Legal Issue	1	1.6%
Disclosure Of Benefits; Material Change To Contract; Other \| Information Furnished	1	1.6%
Agent Handling; Cash Value; Misrepresentation; Other \| Referred for Disciplinary Actn; Question of Fact	1	1.6%
Misrepresentation \| No Jurisdiction	1	1.6%

Complaints by Year

2026: 5 complaints
2025: 5 complaints
2024: 5 complaints
2023: 2 complaints
2022: 5 complaints
2021: 6 complaints
2020: 2 complaints
2019: 3 complaints
2018: 1 complaints
2017: 4 complaints
2016: 2 complaints
2015: 5 complaints
2014: 7 complaints
2013: 9 complaints
2012: 3 complaints

Recent health Complaints Against FORETHOUGHT LIFE INSURANCE COMPANY in Texas

health Complaint #TX-451641-cfeea5a2 (2026-03-26) — Cust Service Claim Handling | Claim Settled; Question of Fact
health Complaint #TX-444991-3bd8dfdf (2026-01-16) — Cust Srvc Policy Holder Srvcs | Question of Fact; Information Furnished; Contract Language/Legal Issue
health Complaint #TX-444369-cfeea5a2 (2026-01-12) — Cust Service Claim Handling | Company Position Upheld; Contract Language/Legal Issue
health Complaint #TX-444261-0fc93237 (2026-01-09) — Delayed payment
health Complaint #TX-443564-cd56f7a1 (2026-01-02) — Premium or billing dispute
health Complaint #TX-437964-d85b282e (2025-10-23) — Premium or billing dispute
health Complaint #TX-432676-e14eecf8 (2025-08-22) — Delayed payment
health Complaint #TX-428157-476ab6b5 (2025-07-08) — Delayed payment
health Complaint #TX-422485-e14eecf8 (2025-04-30) — Delayed payment
health Complaint #TX-418138-3bd8dfdf (2025-03-11) — Cust Srvc Policy Holder Srvcs | Information Furnished; Company Position Upheld; Contract Language/Legal Issue

Frequently Asked Questions

How many health complaints does FORETHOUGHT LIFE INSURANCE COMPANY have in Texas?

FORETHOUGHT LIFE INSURANCE COMPANY has 64 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with FORETHOUGHT LIFE INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (21), Premium or billing dispute (13), Policy cancellation (6), Cust Service Claim Handling | Claim Settled; Question of Fact (1), Cust Srvc Policy Holder Srvcs | Question of Fact; Information Furnished; Contract Language/Legal Issue (1).

How does FORETHOUGHT LIFE INSURANCE COMPANY's health record in Texas compare to other states?

FORETHOUGHT LIFE INSURANCE COMPANY has 64 health complaints in Texas out of 64 total health complaints nationwide. That is 100.0% of their health volume.

Where can I file a health complaint against FORETHOUGHT LIFE INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.