GARZA, RAY ANTHONY — Insurance Complaint Report

GARZA, RAY ANTHONY: 3 public complaints from public DOI data

Key Metrics

Total Complaints: 3
AI Risk Score: 21/100
Most Recent Complaint: 2025-07-08

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for GARZA, RAY ANTHONY to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 3
Risk score: 21/100
Primary state spoke: GARZA, RAY ANTHONY complaints in Texas
Primary product spoke: GARZA, RAY ANTHONY homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 3 recent records

Product Lines

homeowners — 2 recent records
health — 1 recent records

Recurring Issue Signals

Delayed payment — 1 recent records
Misrepresentation | Question of Fact — 1 recent records
Misrepresentation | Information Furnished — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
States represented in this profile: TX
Product lines represented: 2
Complaint record span: 2020-07-23 to 2025-07-08
Profile last rebuilt: 2026-05-19T15:07:19.632Z

AI Insurer Analysis

GARZA, RAY ANTHONY has 3 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object],[object Object]
complaintRatio: null
confirmedComplaints: 0
dispositions: [object Object],[object Object],[object Object]
complaintVolume: 3
states: [object Object]

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2020-07-23 through 2025-07-08.

Recent Complaints Against GARZA, RAY ANTHONY

homeowners Complaint #TX-428239-f47acfd4 — Texas (2025-07-08)
homeowners Complaint #TX-365063-ad2f9198 — Texas (2023-06-13)
health Complaint #TX-295645-ad2f9198 — Texas (2020-07-23)

GARZA, RAY ANTHONY Complaints by State

GARZA, RAY ANTHONY in Texas — 3 complaints

GARZA, RAY ANTHONY Complaints by Coverage Type

GARZA, RAY ANTHONY homeowners Complaints — 2 complaints
GARZA, RAY ANTHONY health Complaints — 1 complaints