GERMANIA FARM MUTUAL INSURANCE ASSOCIATION — homeowners Insurance Complaints
Analysis of 484 homeowners insurance complaints filed against GERMANIA FARM MUTUAL INSURANCE ASSOCIATION, based on public NAIC and state DOI data.
Key Statistics
- homeowners Complaints: 484
- Total Complaints (All Types): 489
- homeowners Share: 99.0%
- NAIC Complaint Ratio: 0.53
- AI Risk Score: 47/100
homeowners Complaint Issues
| Issue Type | Complaints | % of Total |
|---|---|---|
| Delayed payment | 176 | 36.4% |
| Claim denial | 103 | 21.3% |
| Premium or billing dispute | 47 | 9.7% |
| Policy cancellation | 20 | 4.1% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 8 | 1.7% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 4 | 0.8% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished | 3 | 0.6% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 3 | 0.6% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Contract Language/Legal Issue | 2 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Additional P | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Language/Legal Issue | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Contract Language/Legal Issue | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Information Furnished | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Company Position Upheld | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Information Furnished | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 2 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received | 2 | 0.4% |
| Cust Service Claim Handling | Information Furnished | 2 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Corrective Action Taken; Additional Monies Received | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Company Position Upheld | 2 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling | Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling; Post-Claim Underwriting | Question of Fact; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Information Furnis | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Company Position Upheld | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Claim Settled; Contract Language/Legal | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Contract Language/Legal Issue; I | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling | Company Position Upheld; Contract Language/Legal Issue; Additional Payment Expected | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Additional Monies Received | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Claim Settled; Company Position Upheld | 1 | 0.2% |
| Misrepresentation; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Additional Payment Exp | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Company Position Upheld | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Company Posi | 1 | 0.2% |
| Cust Service Claim Handling; Policy Exclusion; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional M | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Appraisal Pr | 1 | 0.2% |
| Cust Srvc Policy Holder Srvcs; Use Of Clue Reports | Information Furnished; Company Position Upheld; Contract Language/L | 1 | 0.2% |
| Use Of Clue Reports | Information Furnished; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Record Only | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Additional Payment Expected; Correctiv | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Additional P | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Additional Payment | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Question of Fact; Contract Langu | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Additional Monies Received; Contract Language/Legal Issue | 1 | 0.2% |
| Other | Company Position Upheld; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Appraisal Process Invoked; Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company Position Upheld | 1 | 0.2% |
| Liability Dispute | Question of Fact; Additional Payment Expected | 1 | 0.2% |
| Cust Service Claim Handling | Company Position Upheld; Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Additional Payment Expected | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Claim Settled | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Claim Settled | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled; Contract Language/Leg | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished; Contract Lang | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Lang | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Additional Payment Expected | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Claim Settled | 1 | 0.2% |
| Endorsement / Rider | Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Failure to Timely Respond; Company Position Upheld | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Information | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling | Information Furnished; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Corrective A | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling; Use Of Clue Reports | Question of Fact; Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling | Question of Fact; Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Quest | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Quest | 1 | 0.2% |
| Use of Credit Reports | Information Furnished | 1 | 0.2% |
| Other | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact | 1 | 0.2% |
| Post-Claim Underwriting | Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer; Usual And Customary | Additional Monies Received; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Appraisal Process Invoked; Contract Language/Legal Issue | 1 | 0.2% |
| Other | Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Claim Settled | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Additional Monies Received | 1 | 0.2% |
| Refusal to Insure | Contract Language/Legal Issue | 1 | 0.2% |
| Endorsement / Rider; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Claim Settled; Additional Payment Expected; Information Furnished | 1 | 0.2% |
| Other | Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Additional Monies Received | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Question of F | 1 | 0.2% |
| Coverage dispute | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling | Claim Settled; Additional Monies Received; Additional Payment Expected | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Claim Settled; Additional Monies Received | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Complainant Retained Attorney | 1 | 0.2% |
| Not Within TDI Jurisdiction | Company Position Upheld; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Question of Fact; Information Furnished | 1 | 0.2% |
| Refusal to Insure; Use Of Clue Reports | Information Furnished; Company Position Upheld | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld; Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld | 1 | 0.2% |
| Use of Credit Reports | Information Furnished; Company Position Upheld | 1 | 0.2% |
| Refusal to Insure | Company Position Upheld; Information Furnished | 1 | 0.2% |
homeowners Complaints by State
| State | Complaints |
|---|---|
| Texas | 484 |
Recent homeowners Complaints Against GERMANIA FARM MUTUAL INSURANCE ASSOCIATION
- homeowners Complaint #TX-454207-d451c843 — Texas (2026-04-21)
- homeowners Complaint #TX-450962-8f5d9de2 — Texas (2026-03-23)
- homeowners Complaint #TX-450578-d9299e7d — Texas (2026-03-18)
- homeowners Complaint #TX-450280-77c8a7cb — Texas (2026-03-16)
- homeowners Complaint #TX-449404-b897bf12 — Texas (2026-03-05)
- homeowners Complaint #TX-449063-d7c90cc8 — Texas (2026-03-03)
- homeowners Complaint #TX-448094-d9299e7d — Texas (2026-02-19)
- homeowners Complaint #TX-449987-13d9ea75 — Texas (2026-02-02)
- homeowners Complaint #TX-444792-c478b8c7 — Texas (2026-01-14)
- homeowners Complaint #TX-444622-fa6bc465 — Texas (2026-01-13)
Frequently Asked Questions
How many homeowners complaints does GERMANIA FARM MUTUAL INSURANCE ASSOCIATION have?
GERMANIA FARM MUTUAL INSURANCE ASSOCIATION has 484 homeowners insurance complaints on file, according to NAIC and state DOI data.
What are the most common homeowners complaint issues with GERMANIA FARM MUTUAL INSURANCE ASSOCIATION?
The most common homeowners complaint issues for GERMANIA FARM MUTUAL INSURANCE ASSOCIATION are: Delayed payment (176), Claim denial (103), Premium or billing dispute (47), Policy cancellation (20), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (8).
Which states have the most homeowners complaints against GERMANIA FARM MUTUAL INSURANCE ASSOCIATION?
The states with the most homeowners complaints against GERMANIA FARM MUTUAL INSURANCE ASSOCIATION are: Texas (484).
homeowners Complaints by State
- homeowners Complaints in California
- homeowners Complaints in Texas
- homeowners Complaints in New York
- homeowners Complaints in Florida
- homeowners Complaints in Illinois
- homeowners Complaints in Pennsylvania
- homeowners Complaints in Ohio
- homeowners Complaints in Georgia
- homeowners Complaints in North Carolina
- homeowners Complaints in New Jersey
GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints by State
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in California
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in Texas
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in New York
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in Florida
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in Illinois
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in Pennsylvania
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in Ohio
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in Georgia
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in North Carolina
- GERMANIA FARM MUTUAL INSURANCE ASSOCIATION Complaints in New Jersey