GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE — health Insurance Complaints
Analysis of 473 health insurance complaints filed against GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE, based on public NAIC and state DOI data.
Key Statistics
- health Complaints: 473
- Total Complaints (All Types): 473
- health Share: 100.0%
- NAIC Complaint Ratio: 1.36
- AI Risk Score: 66/100
health Complaint Issues
| Issue Type | Complaints | % of Total |
|---|---|---|
| Claim denial | 288 | 60.9% |
| Delayed payment | 116 | 24.5% |
| Premium or billing dispute | 11 | 2.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 10 | 2.1% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 3 | 0.6% |
| Unsatisfactory Settle/Offer | No Jurisdiction | 3 | 0.6% |
| Unfair settlement | 2 | 0.4% |
| Policy cancellation | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received | 2 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Claim Settled; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Company Position Upheld | 1 | 0.2% |
| Maximum Out of Pocket; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.2% |
| Cust Service Claim Handling | Information Furnished | 1 | 0.2% |
| Cust Srvc Policy Holder Srvcs | Contract Language/Legal Issue; Information Furnished; Additional Payment Expected | 1 | 0.2% |
| Continuation of Benefits | Information Furnished; Contract Language/Legal Issue; Company Position Upheld | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Recoupment Of Claims Payment | Corrective Action Taken; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Claim Settled; Information Furnished | 1 | 0.2% |
| Access to Care | Corrective Action Taken; Information Furnished | 1 | 0.2% |
| Other | Contract Language/Legal Issue | 1 | 0.2% |
| Recoupment Of Claims Payment; Unsatisfactory Settle/Offer | No Jurisdiction | 1 | 0.2% |
| Coordination of Benefits | Insufficient Information | 1 | 0.2% |
| Unsatisfactory Settle/Offer | No Jurisdiction; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Claim Settled; Additional Monies Received | 1 | 0.2% |
| Other | Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished; Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Insufficient Information | 1 | 0.2% |
| Recoupment Of Claims Payment; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Corrective Action Taken; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Corrective Action Taken; Additional Monies Received | 1 | 0.2% |
| Closed-Lack Of Info Cmplainant; Other | Insufficient Information | 1 | 0.2% |
| Provider or network dispute | 1 | 0.2% |
| Material Change To Contract; Misrepresentation | Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Recoupment Of Claims Payment | Overpaid Claim Recouped | 1 | 0.2% |
| Cash Value; Other; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Company Position | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received | 1 | 0.2% |
| Other | Policy Not In Force | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Recoupment Of Claims Payment | No Jurisdiction; Information Furnished | 1 | 0.2% |
health Complaints by State
| State | Complaints |
|---|---|
| Texas | 473 |
Recent health Complaints Against GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE
- health Complaint #TX-455958-3ac9617c — Texas (2026-05-06)
- health Complaint #TX-454035-2205f608 — Texas (2026-04-20)
- health Complaint #TX-453652-30f36c0b — Texas (2026-04-08)
- health Complaint #TX-452543-2205f608 — Texas (2026-04-06)
- health Complaint #TX-452125-61ef4b8b — Texas (2026-03-31)
- health Complaint #TX-448340-2205f608 — Texas (2026-02-23)
- health Complaint #TX-448009-92009ccc — Texas (2026-02-18)
- health Complaint #TX-446716-92009ccc — Texas (2026-02-04)
- health Complaint #TX-446281-92009ccc — Texas (2026-01-30)
- health Complaint #TX-445681-c448a320 — Texas (2026-01-26)
Frequently Asked Questions
How many health complaints does GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE have?
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE has 473 health insurance complaints on file, according to NAIC and state DOI data.
What are the most common health complaint issues with GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE?
The most common health complaint issues for GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE are: Claim denial (288), Delayed payment (116), Premium or billing dispute (11), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (10), Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue (3).
Which states have the most health complaints against GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE?
The states with the most health complaints against GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE are: Texas (473).
health Complaints by State
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints by State
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in California
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in Texas
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in New York
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in Florida
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in Illinois
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in Pennsylvania
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in Ohio
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in Georgia
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in North Carolina
- GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE Complaints in New Jersey