HAINES, MICHAEL RICHARD — Insurance Complaint Report

HAINES, MICHAEL RICHARD: 5 public complaints from public DOI data

Key Metrics

Total Complaints: 5
AI Risk Score: 33/100
Most Recent Complaint: 2020-06-08

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for HAINES, MICHAEL RICHARD to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 5
Risk score: 33/100
Primary state spoke: HAINES, MICHAEL RICHARD complaints in Texas
Primary product spoke: HAINES, MICHAEL RICHARD homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 5 recent records

Product Lines

homeowners — 4 recent records
health — 1 recent records

Recurring Issue Signals

Misrepresentation; Unauthorized Acts | Contract Language/Legal Issue; Question of Fact — 1 recent records
Conversion; Misrepresentation | Question of Fact — 1 recent records
Conversion; Misrepresentation | Referred for Disciplinary Actn — 1 recent records
Misrepresentation | Contract Language/Legal Issue — 1 recent records
Delayed payment — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
States represented in this profile: TX
Product lines represented: 2
Complaint record span: 2020-06-08 to 2020-06-08
Profile last rebuilt: 2026-05-19T15:07:18.930Z

AI Insurer Analysis

HAINES, MICHAEL RICHARD has 5 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object],[object Object]
complaintRatio: null
confirmedComplaints: 1
dispositions: [object Object],[object Object],[object Object],[object Object]
complaintVolume: 5
states: [object Object]

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2020-06-08 through 2020-06-08.

Recent Complaints Against HAINES, MICHAEL RICHARD

homeowners Complaint #TX-292651-7d9c22b7 — Texas (2020-06-08)
homeowners Complaint #TX-292643-45b6d867 — Texas (2020-06-08)
homeowners Complaint #TX-292638-45b6d867 — Texas (2020-06-08)
health Complaint #TX-292622-de748ec7 — Texas (2020-06-08)
homeowners Complaint #TX-292609-817f04de — Texas (2020-06-08)