HARTFORD LLOYD'S INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 66 homeowners insurance complaints filed against HARTFORD LLOYD'S INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 66
Total homeowners Complaints (All States): 66
Texas Share: 100.0%
NAIC Complaint Ratio: 0
AI Risk Score: 34/100

Analysis: HARTFORD LLOYD'S INSURANCE COMPANY homeowners in Texas

HARTFORD LLOYD'S INSURANCE COMPANY has accumulated 66 homeowners insurance complaints from consumers in Texas. Across all states, HARTFORD LLOYD'S INSURANCE COMPANY has 66 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Claim denial with 21 complaints. Other common issues include Delayed payment (16), Policy cancellation (6), Premium or billing dispute (5).

The most active year was 2025 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with HARTFORD LLOYD'S INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Claim denial	21	31.8%
Delayed payment	16	24.2%
Policy cancellation	6	9.1%
Premium or billing dispute	5	7.6%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Additional Payment Expected	1	1.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Company Position Uph	1	1.5%
Other \| Contract Language/Legal Issue; Question of Fact	1	1.5%
Cust Service Claim Handling \| Question of Fact	1	1.5%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Contract Language/Legal Issue	1	1.5%
Unsatisfactory Settle/Offer \| Question of Fact	1	1.5%
Cust Service Claim Handling; Insurer Fraud \| Contract Language/Legal Issue	1	1.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	1.5%
Post-Claim Underwriting \| Corrective Action Taken	1	1.5%
Coverage dispute	1	1.5%
Endorsement / Rider; Other \| Corrective Action Taken; Information Furnished	1	1.5%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue; Information Furnished	1	1.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	1	1.5%
Unsatisfactory Settle/Offer \| Additional Monies Received; Failure to Timely Respond; Claim Settled	1	1.5%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Contract Language/Legal Issue	1	1.5%
Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished	1	1.5%
Unsatisfactory Settle/Offer	1	1.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	1	1.5%

Complaints by Year

2025: 2 complaints
2023: 2 complaints
2022: 2 complaints
2021: 3 complaints
2020: 4 complaints
2019: 2 complaints
2018: 11 complaints
2017: 2 complaints
2016: 4 complaints
2015: 3 complaints
2014: 9 complaints
2013: 13 complaints
2012: 9 complaints

Recent homeowners Complaints Against HARTFORD LLOYD'S INSURANCE COMPANY in Texas

homeowners Complaint #TX-425000-0a4ce2d6 (2025-05-29) — Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Additional Payment Expected
homeowners Complaint #TX-420010-bb5636bb (2025-04-02) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Company Position Uph
homeowners Complaint #TX-366310-056637a8 (2023-06-29) — Delayed payment
homeowners Complaint #TX-353209-15b837e3 (2023-01-11) — Premium or billing dispute
homeowners Complaint #TX-343838-15b837e3 (2022-08-17) — Premium or billing dispute
homeowners Complaint #TX-336506-466fa7e9 (2022-05-02) — Delayed payment
homeowners Complaint #TX-327884-9f421306 (2021-12-27) — Delayed payment
homeowners Complaint #TX-308709-907ea922 (2021-03-17) — Other | Contract Language/Legal Issue; Question of Fact
homeowners Complaint #TX-306076-0b6eac26 (2021-02-01) — Policy cancellation
homeowners Complaint #TX-293917-466fa7e9 (2020-06-29) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does HARTFORD LLOYD'S INSURANCE COMPANY have in Texas?

HARTFORD LLOYD'S INSURANCE COMPANY has 66 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with HARTFORD LLOYD'S INSURANCE COMPANY in Texas?

The most common issues are: Claim denial (21), Delayed payment (16), Policy cancellation (6), Premium or billing dispute (5), Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Additional Payment Expected (1).

How does HARTFORD LLOYD'S INSURANCE COMPANY's homeowners record in Texas compare to other states?

HARTFORD LLOYD'S INSURANCE COMPANY has 66 homeowners complaints in Texas out of 66 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against HARTFORD LLOYD'S INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.