HERNANDEZ, ERNIE JOSEPH — Insurance Complaint Report

HERNANDEZ, ERNIE JOSEPH: 3 public complaints from public DOI data

Key Metrics

Total Complaints: 3
AI Risk Score: 21/100
Most Recent Complaint: 2017-03-23

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for HERNANDEZ, ERNIE JOSEPH to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 3
Risk score: 21/100
Primary state spoke: HERNANDEZ, ERNIE JOSEPH complaints in Texas
Primary product spoke: HERNANDEZ, ERNIE JOSEPH homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 3 recent records

Product Lines

homeowners — 2 recent records
renters — 1 recent records

Recurring Issue Signals

Agent Handling | Question of Fact — 2 recent records
Agent Handling | Question of Fact; Contract Language/Legal Issue — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
States represented in this profile: TX
Product lines represented: 2
Complaint record span: 2012-07-26 to 2017-03-23
Profile last rebuilt: 2026-05-19T15:06:12.334Z

AI Insurer Analysis

HERNANDEZ, ERNIE JOSEPH has 3 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object],[object Object]
complaintRatio: null
confirmedComplaints: 0
dispositions: [object Object],[object Object]
complaintVolume: 3
states: [object Object]

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2012-07-26 through 2017-03-23.

Recent Complaints Against HERNANDEZ, ERNIE JOSEPH

renters Complaint #TX-180632-31b1358a — Texas (2017-03-23)
homeowners Complaint #TX-168621-31b1358a — Texas (2017-03-23)
homeowners Complaint #TX-3334-31b1358a — Texas (2012-07-26)

HERNANDEZ, ERNIE JOSEPH Complaints by State

HERNANDEZ, ERNIE JOSEPH in Texas — 3 complaints

HERNANDEZ, ERNIE JOSEPH Complaints by Coverage Type

HERNANDEZ, ERNIE JOSEPH homeowners Complaints — 2 complaints
HERNANDEZ, ERNIE JOSEPH renters Complaints — 1 complaints