HOMEOWNERS OF AMERICA INSURANCE COMPANY — homeowners Insurance Complaints
Analysis of 476 homeowners insurance complaints filed against HOMEOWNERS OF AMERICA INSURANCE COMPANY, based on public NAIC and state DOI data.
Key Statistics
- homeowners Complaints: 476
- Total Complaints (All Types): 481
- homeowners Share: 99.0%
- AI Risk Score: 53/100
homeowners Complaint Issues
| Issue Type | Complaints | % of Total |
|---|---|---|
| Delayed payment | 198 | 41.6% |
| Claim denial | 85 | 17.9% |
| Premium or billing dispute | 64 | 13.4% |
| Policy cancellation | 21 | 4.4% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 4 | 0.8% |
| Unsatisfactory Settle/Offer | Question of Fact | 4 | 0.8% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld | 2 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Information Furnished | 2 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 2 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Quest | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Information Furnished | 2 | 0.4% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished | 2 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Quest | 1 | 0.2% |
| Cust Srvc Policy Holder Srvcs | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld; Information Furnished | 1 | 0.2% |
| Cust Srvc Policy Holder Srvcs | Information Furnished; Corrective Action Taken; Additional Payment Expected | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected; Q | 1 | 0.2% |
| Cust Service Claim Handling; Cust Srvc Policy Holder Srvcs; Notice Requirements; Unsatisfactory Settle/Offer | Question | 1 | 0.2% |
| Cust Service Claim Handling | Question of Fact; Information Furnished; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Claim Settled; Corrective Action Taken | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Corrective Action Taken; Claim Settled | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Appraisal Process Invoked | 1 | 0.2% |
| Other | Question of Fact; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Question of Fact; Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received; Information Furnished | 1 | 0.2% |
| Cust Srvc Policy Holder Srvcs | Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Contract Language/Legal Issue; Appraisal Process Invoked | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Claim Settled; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling | Information Furnished; Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Payment Expected; Appraisal Process Invoked | 1 | 0.2% |
| Cust Service Claim Handling | Contract Language/Legal Issue; Information Furnished; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling | Additional Payment Expected; Appraisal Process Invoked; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Claim Settled | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Additional Payment Expected | 1 | 0.2% |
| Cust Service Claim Handling | Company Position Upheld; Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Additional Payment Expected; Info | 1 | 0.2% |
| Misrepresentation | Question of Fact; Contract Language/Legal Issue | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Company Position Upheld | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer; Usual And Customary | Information Furnished; Company Position Upheld; Contract Language/Leg | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Lang | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Company Posi | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Appraisal Process Invoked; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Appraisal Process Invoked | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Additional Payment Expected; Appraisal Process Invoked | 1 | 0.2% |
| Misrepresentation | Information Furnished; Question of Fact; Contract Language/Legal Issue | 1 | 0.2% |
| Misrepresentation | Referred for Disciplinary Actn; Corrective Action Taken; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling | Company Position Upheld; Additional Monies Received | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Payment Expected | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Additional Payment Expected | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Complaint Withdrawn | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Claim Settled; Information Furnished; Question of Fact | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Claim Settled | 1 | 0.2% |
| Commissions; Cust Service Claim Handling | Corrective Action Taken | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Insufficient Information; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling | Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Other | Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling | Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling | Contract Language/Legal Issue; Information Furnished | 1 | 0.2% |
| Endorsement / Rider | Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 1 | 0.2% |
| Cust Service Claim Handling; Endorsement / Rider; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.2% |
| Endorsement / Rider; Refusal to Insure | Contract Language/Legal Issue | 1 | 0.2% |
| Cust Service Claim Handling | Claim Settled | 1 | 0.2% |
| Cust Service Claim Handling | Additional Payment Expected; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished; Corrective Action Taken | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished | 1 | 0.2% |
| Unfair Discrim-Clms Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Claim Settled | 1 | 0.2% |
| Agent Handling | Corrective Action Taken; Information Furnished | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished | 1 | 0.2% |
| Assignment of Benefits; Claimant Fraud | Information Furnished; Company Position Upheld | 1 | 0.2% |
| Other | Insufficient Information | 1 | 0.2% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished | 1 | 0.2% |
| Post-Claim Underwriting | Information Furnished | 1 | 0.2% |
homeowners Complaints by State
| State | Complaints |
|---|---|
| Texas | 476 |
Recent homeowners Complaints Against HOMEOWNERS OF AMERICA INSURANCE COMPANY
- homeowners Complaint #TX-454272-18af5f4b — Texas (2026-04-21)
- homeowners Complaint #TX-453503-1bfd6bf1 — Texas (2026-04-14)
- homeowners Complaint #TX-451422-526903f3 — Texas (2026-03-25)
- homeowners Complaint #TX-450826-f8c97f7b — Texas (2026-03-20)
- homeowners Complaint #TX-450624-a69a6b9a — Texas (2026-03-18)
- homeowners Complaint #TX-450228-231ef16b — Texas (2026-03-13)
- homeowners Complaint #TX-447668-c4a2ccad — Texas (2026-02-17)
- homeowners Complaint #TX-447327-526903f3 — Texas (2026-02-11)
- homeowners Complaint #TX-446963-231ef16b — Texas (2026-02-09)
- homeowners Complaint #TX-444374-231ef16b — Texas (2026-01-12)
Frequently Asked Questions
How many homeowners complaints does HOMEOWNERS OF AMERICA INSURANCE COMPANY have?
HOMEOWNERS OF AMERICA INSURANCE COMPANY has 476 homeowners insurance complaints on file, according to NAIC and state DOI data.
What are the most common homeowners complaint issues with HOMEOWNERS OF AMERICA INSURANCE COMPANY?
The most common homeowners complaint issues for HOMEOWNERS OF AMERICA INSURANCE COMPANY are: Delayed payment (198), Claim denial (85), Premium or billing dispute (64), Policy cancellation (21), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (4).
Which states have the most homeowners complaints against HOMEOWNERS OF AMERICA INSURANCE COMPANY?
The states with the most homeowners complaints against HOMEOWNERS OF AMERICA INSURANCE COMPANY are: Texas (476).
homeowners Complaints by State
- homeowners Complaints in California
- homeowners Complaints in Texas
- homeowners Complaints in New York
- homeowners Complaints in Florida
- homeowners Complaints in Illinois
- homeowners Complaints in Pennsylvania
- homeowners Complaints in Ohio
- homeowners Complaints in Georgia
- homeowners Complaints in North Carolina
- homeowners Complaints in New Jersey
HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints by State
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in California
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in Texas
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in New York
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in Florida
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in Illinois
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in Pennsylvania
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in Ohio
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in Georgia
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in North Carolina
- HOMEOWNERS OF AMERICA INSURANCE COMPANY Complaints in New Jersey