HOUSTON SPECIALTY INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 18 homeowners insurance complaints filed against HOUSTON SPECIALTY INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 18
Total homeowners Complaints (All States): 19
Texas Share: 94.7%
NAIC Complaint Ratio: 0
AI Risk Score: 18/100

Analysis: HOUSTON SPECIALTY INSURANCE COMPANY homeowners in Texas

HOUSTON SPECIALTY INSURANCE COMPANY has accumulated 18 homeowners insurance complaints from consumers in Texas. Across all states, HOUSTON SPECIALTY INSURANCE COMPANY has 19 total homeowners complaints, making Texas responsible for 94.7% of the volume.

The most frequent complaint sub-type is Delayed payment with 8 complaints. Other common issues include Premium or billing dispute (4), Other | Information Furnished (1), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company Position Upheld (1).

The most active year was 2025 with 1 complaint filed.

Consumers in Texas who have homeowners disputes with HOUSTON SPECIALTY INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	8	44.4%
Premium or billing dispute	4	22.2%
Other \| Information Furnished	1	5.6%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Company Position Upheld	1	5.6%
Unsatisfactory Settle/Offer \| Consumer Withdraw	1	5.6%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	1	5.6%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	1	5.6%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	5.6%

Complaints by Year

2025: 1 complaints
2024: 1 complaints
2023: 1 complaints
2022: 1 complaints
2020: 1 complaints
2019: 2 complaints
2017: 1 complaints
2015: 1 complaints
2014: 3 complaints
2013: 6 complaints

Recent homeowners Complaints Against HOUSTON SPECIALTY INSURANCE COMPANY in Texas

homeowners Complaint #TX-435338-8d3c47ab (2025-09-23) — Other | Information Furnished
homeowners Complaint #TX-383931-be6ef558 (2024-01-29) — Premium or billing dispute
homeowners Complaint #TX-376531-1f23487d (2023-10-27) — Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company Position Upheld
homeowners Complaint #TX-328522-1f23487d (2022-01-05) — Unsatisfactory Settle/Offer | Consumer Withdraw
homeowners Complaint #TX-294786-45e0b486 (2020-07-14) — Delayed payment
homeowners Complaint #TX-261558-e999d7b2 (2019-05-21) — Premium or billing dispute
homeowners Complaint #TX-261556-e999d7b2 (2019-05-21) — Premium or billing dispute
homeowners Complaint #TX-168351-45e0b486 (2017-03-13) — Delayed payment
homeowners Complaint #TX-87270-8976d146 (2015-01-30) — Delayed payment
homeowners Complaint #TX-66528-45e0b486 (2014-06-16) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does HOUSTON SPECIALTY INSURANCE COMPANY have in Texas?

HOUSTON SPECIALTY INSURANCE COMPANY has 18 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with HOUSTON SPECIALTY INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (8), Premium or billing dispute (4), Other | Information Furnished (1), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company Position Upheld (1), Unsatisfactory Settle/Offer | Consumer Withdraw (1).

How does HOUSTON SPECIALTY INSURANCE COMPANY's homeowners record in Texas compare to other states?

HOUSTON SPECIALTY INSURANCE COMPANY has 18 homeowners complaints in Texas out of 19 total homeowners complaints nationwide. That is 94.7% of their homeowners volume.

Where can I file a homeowners complaint against HOUSTON SPECIALTY INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.