INDEMNITY INSURANCE COMPANY OF NORTH AMERICA — homeowners Complaints in Texas

Detailed analysis of 51 homeowners insurance complaints filed against INDEMNITY INSURANCE COMPANY OF NORTH AMERICA by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 51
Total homeowners Complaints (All States): 52
Texas Share: 98.1%
NAIC Complaint Ratio: 7.46
AI Risk Score: 78/100

Analysis: INDEMNITY INSURANCE COMPANY OF NORTH AMERICA homeowners in Texas

INDEMNITY INSURANCE COMPANY OF NORTH AMERICA has accumulated 51 homeowners insurance complaints from consumers in Texas. Across all states, INDEMNITY INSURANCE COMPANY OF NORTH AMERICA has 52 total homeowners complaints, making Texas responsible for 98.1% of the volume.

The most frequent complaint sub-type is Delayed payment with 32 complaints. Other common issues include Claim denial (8), Policy cancellation (3), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Company Position Upheld; Contrac (1).

The most active year was 2025 with 5 complaints filed.

Consumers in Texas who have homeowners disputes with INDEMNITY INSURANCE COMPANY OF NORTH AMERICA can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	32	62.7%
Claim denial	8	15.7%
Policy cancellation	3	5.9%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Company Position Upheld; Contrac	1	2.0%
Premium or billing dispute	1	2.0%
Cust Service Claim Handling \| Information Furnished; Contract Language/Legal Issue	1	2.0%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Contract Language/Legal Issue	1	2.0%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Payment Expected; Information Furnished	1	2.0%
Liability Dispute \| Question of Fact; Additional Payment Expected	1	2.0%
Misrepresentation \| Contract Language/Legal Issue; Question of Fact	1	2.0%
Unauthorized Acts \| Information Furnished; Company Position Upheld	1	2.0%

Complaints by Year

2025: 5 complaints
2024: 7 complaints
2023: 12 complaints
2022: 8 complaints
2021: 1 complaints
2020: 1 complaints
2019: 1 complaints
2018: 2 complaints
2017: 1 complaints
2016: 3 complaints
2015: 5 complaints
2014: 2 complaints
2013: 1 complaints
2012: 2 complaints

Recent homeowners Complaints Against INDEMNITY INSURANCE COMPANY OF NORTH AMERICA in Texas

homeowners Complaint #TX-441338-39466338 (2025-12-03) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Company Position Upheld; Contrac
homeowners Complaint #TX-440480-ccea1fc4 (2025-11-21) — Premium or billing dispute
homeowners Complaint #TX-428925-30bf1d71 (2025-07-15) — Cust Service Claim Handling | Information Furnished; Contract Language/Legal Issue
homeowners Complaint #TX-425261-51e5bf0c (2025-06-03) — Delayed payment
homeowners Complaint #TX-417022-39466338 (2025-02-25) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Contract Language/Legal Issue
homeowners Complaint #TX-409898-4bd79363 (2024-11-20) — Delayed payment
homeowners Complaint #TX-408139-4bd79363 (2024-10-29) — Delayed payment
homeowners Complaint #TX-391591-a9aba836 (2024-04-26) — Delayed payment
homeowners Complaint #TX-390430-51e5bf0c (2024-04-15) — Delayed payment
homeowners Complaint #TX-387129-4bd79363 (2024-03-04) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does INDEMNITY INSURANCE COMPANY OF NORTH AMERICA have in Texas?

INDEMNITY INSURANCE COMPANY OF NORTH AMERICA has 51 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with INDEMNITY INSURANCE COMPANY OF NORTH AMERICA in Texas?

The most common issues are: Delayed payment (32), Claim denial (8), Policy cancellation (3), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Company Position Upheld; Contrac (1), Premium or billing dispute (1).

How does INDEMNITY INSURANCE COMPANY OF NORTH AMERICA's homeowners record in Texas compare to other states?

INDEMNITY INSURANCE COMPANY OF NORTH AMERICA has 51 homeowners complaints in Texas out of 52 total homeowners complaints nationwide. That is 98.1% of their homeowners volume.

Where can I file a homeowners complaint against INDEMNITY INSURANCE COMPANY OF NORTH AMERICA in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.