INDEPENDENCE AMERICAN INSURANCE COMPANY — health Complaints in Texas

Detailed analysis of 24 health insurance complaints filed against INDEPENDENCE AMERICAN INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 24
Total health Complaints (All States): 24
Texas Share: 100.0%
NAIC Complaint Ratio: 12.94
AI Risk Score: 71/100

Analysis: INDEPENDENCE AMERICAN INSURANCE COMPANY health in Texas

INDEPENDENCE AMERICAN INSURANCE COMPANY has accumulated 24 health insurance complaints from consumers in Texas. Across all states, INDEPENDENCE AMERICAN INSURANCE COMPANY has 24 total health complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 10 complaints. Other common issues include Claim denial (9), Premium or billing dispute (3), Unsatisfactory Settle/Offer; Usual And Customary | Contract Language/Legal Issue (1).

The most active year was 2025 with 3 complaints filed.

Consumers in Texas who have health disputes with INDEPENDENCE AMERICAN INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	10	41.7%
Claim denial	9	37.5%
Premium or billing dispute	3	12.5%
Unsatisfactory Settle/Offer; Usual And Customary \| Contract Language/Legal Issue	1	4.2%
Policy cancellation	1	4.2%

Complaints by Year

2025: 3 complaints
2024: 1 complaints
2023: 2 complaints
2022: 2 complaints
2021: 1 complaints
2020: 1 complaints
2019: 5 complaints
2018: 2 complaints
2017: 3 complaints
2016: 1 complaints
2015: 1 complaints
2013: 1 complaints
2012: 1 complaints

Recent health Complaints Against INDEPENDENCE AMERICAN INSURANCE COMPANY in Texas

health Complaint #TX-433150-01162750 (2025-08-28) — Delayed payment
health Complaint #TX-418606-d091ad0a (2025-03-17) — Delayed payment
health Complaint #TX-416771-cd94f7cc (2025-02-21) — Delayed payment
health Complaint #TX-407414-d90f7487 (2024-10-18) — Premium or billing dispute
health Complaint #TX-378184-0755d780 (2023-11-17) — Delayed payment
health Complaint #TX-354650-e67e2c05 (2023-01-30) — Claim denial
health Complaint #TX-342665-eec6ae4b (2022-08-03) — Delayed payment
health Complaint #TX-331949-e8165f74 (2022-02-23) — Unsatisfactory Settle/Offer; Usual And Customary | Contract Language/Legal Issue
health Complaint #TX-316165-4961f68f (2021-07-09) — Claim denial
health Complaint #TX-300527-f29ee2cf (2020-10-20) — Claim denial

Frequently Asked Questions

How many health complaints does INDEPENDENCE AMERICAN INSURANCE COMPANY have in Texas?

INDEPENDENCE AMERICAN INSURANCE COMPANY has 24 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with INDEPENDENCE AMERICAN INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (10), Claim denial (9), Premium or billing dispute (3), Unsatisfactory Settle/Offer; Usual And Customary | Contract Language/Legal Issue (1), Policy cancellation (1).

How does INDEPENDENCE AMERICAN INSURANCE COMPANY's health record in Texas compare to other states?

INDEPENDENCE AMERICAN INSURANCE COMPANY has 24 health complaints in Texas out of 24 total health complaints nationwide. That is 100.0% of their health volume.

Where can I file a health complaint against INDEPENDENCE AMERICAN INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.