Independent Specialty Insurance Company — homeowners Complaints in Texas

Detailed analysis of 12 homeowners insurance complaints filed against Independent Specialty Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 12
Total homeowners Complaints (All States): 12
Texas Share: 100.0%
AI Risk Score: 32/100

Analysis: Independent Specialty Insurance Company homeowners in Texas

Independent Specialty Insurance Company has accumulated 12 homeowners insurance complaints from consumers in Texas. Across all states, Independent Specialty Insurance Company has 12 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Policy cancellation with 3 complaints. Other common issues include Premium or billing dispute (2), Delayed payment (1), Cust Service Claim Handling; Endorsement / Rider | Information Furnished; Additional Payment Expected; Contract Language (1).

The most active year was 2023 with 5 complaints filed.

Consumers in Texas who have homeowners disputes with Independent Specialty Insurance Company can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Policy cancellation	3	25.0%
Premium or billing dispute	2	16.7%
Delayed payment	1	8.3%
Cust Service Claim Handling; Endorsement / Rider \| Information Furnished; Additional Payment Expected; Contract Language	1	8.3%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Information Furnished; Question of Fact	1	8.3%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Additional Payment Expected	1	8.3%
Endorsement / Rider \| Contract Language/Legal Issue; Information Furnished	1	8.3%
Cust Service Claim Handling; Endorsement / Rider; Unsatisfactory Settle/Offer \| Appraisal Process Invoked; Contract Lang	1	8.3%
Claim denial	1	8.3%

Complaints by Year

2023: 5 complaints
2022: 4 complaints
2021: 1 complaints
2020: 2 complaints

Recent homeowners Complaints Against Independent Specialty Insurance Company in Texas

homeowners Complaint #TX-373655-1387d073 (2023-09-21) — Delayed payment
homeowners Complaint #TX-363560-04a5f5b4 (2023-05-24) — Premium or billing dispute
homeowners Complaint #TX-360967-68e18dd4 (2023-04-21) — Cust Service Claim Handling; Endorsement / Rider | Information Furnished; Additional Payment Expected; Contract Language
homeowners Complaint #TX-358849-63ed82ca (2023-03-24) — Unsatisfactory Settle/Offer | Corrective Action Taken; Information Furnished; Question of Fact
homeowners Complaint #TX-357976-63ed82ca (2023-03-14) — Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Additional Payment Expected
homeowners Complaint #TX-348424-4c8f8bca (2022-10-26) — Endorsement / Rider | Contract Language/Legal Issue; Information Furnished
homeowners Complaint #TX-333272-f7cae1dc (2022-03-11) — Policy cancellation
homeowners Complaint #TX-333269-f7cae1dc (2022-03-11) — Policy cancellation
homeowners Complaint #TX-330389-547d48dc (2022-02-01) — Cust Service Claim Handling; Endorsement / Rider; Unsatisfactory Settle/Offer | Appraisal Process Invoked; Contract Lang
homeowners Complaint #TX-322782-3ce4f8c8 (2021-10-01) — Claim denial

Frequently Asked Questions

How many homeowners complaints does Independent Specialty Insurance Company have in Texas?

Independent Specialty Insurance Company has 12 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with Independent Specialty Insurance Company in Texas?

The most common issues are: Policy cancellation (3), Premium or billing dispute (2), Delayed payment (1), Cust Service Claim Handling; Endorsement / Rider | Information Furnished; Additional Payment Expected; Contract Language (1), Unsatisfactory Settle/Offer | Corrective Action Taken; Information Furnished; Question of Fact (1).

How does Independent Specialty Insurance Company's homeowners record in Texas compare to other states?

Independent Specialty Insurance Company has 12 homeowners complaints in Texas out of 12 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against Independent Specialty Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.