KEMPER INDEPENDENCE INSURANCE COMPANY — Insurance Complaint Report

KEMPER INDEPENDENCE INSURANCE COMPANY: 11.86 complaint index from public DOI data

Key Metrics

Total Complaints: 138
NAIC Complaint Ratio: 11.86
AI Risk Score: 76/100
Most Recent Complaint: 2025-10-10

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for KEMPER INDEPENDENCE INSURANCE COMPANY to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 50
Risk score: 76/100
Primary state spoke: KEMPER INDEPENDENCE INSURANCE COMPANY complaints in Connecticut
Primary product spoke: KEMPER INDEPENDENCE INSURANCE COMPANY homeowners complaints
State/product drilldown: homeowners complaints in Connecticut
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Connecticut — 31 recent records
Texas — 19 recent records

Product Lines

homeowners — 33 recent records
auto — 14 recent records
general — 2 recent records
renters — 1 recent records

Recurring Issue Signals

Delayed payment — 16 recent records
Claim denial — 6 recent records
Unfair settlement — 5 recent records
Premium or billing dispute — 5 recent records
Nonrenewal | Underwriting | Company Position Substantiated — 3 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
Connecticut Insurance Department complaints
Texas TDI complaint indexes and policy counts
New York DFS auto complaint rankings
States represented in this profile: TX, CT, NY
Product lines represented: 6
Complaint record span: 2012-07-13 to 2025-10-10
Profile last rebuilt: 2026-05-19T15:06:11.034Z

AI Insurer Analysis

KEMPER INDEPENDENCE INSURANCE COMPANY has 138 public insurance complaint records in this dataset, led by NY and auto coverage.

Risk Breakdown

categories: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintRatio: 11.86
confirmedComplaints: 14
dispositions: [object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
complaintVolume: 138
states: [object Object],[object Object],[object Object]

Red Flags

Complaint index above average in Texas TDI policy-count data (11.86).

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2012-07-13 through 2025-10-10.

Recent Complaints Against KEMPER INDEPENDENCE INSURANCE COMPANY

homeowners Complaint #TX-436795-8e9cac5e — Texas (2025-10-10)
homeowners Complaint #CT-7078568-09bdd24b — Connecticut (2025-09-24)
homeowners Complaint #CT-7076725-a926e2a6 — Connecticut (2025-07-21)
auto Complaint #CT-7076453-0a449b6d — Connecticut (2025-07-10)
homeowners Complaint #TX-426339-c1f47d49 — Texas (2025-06-16)
homeowners Complaint #CT-7075663-17af6a98 — Connecticut (2025-06-04)
homeowners Complaint #TX-422576-b6a02a5e — Texas (2025-04-30)
auto Complaint #CT-7074354-043da824 — Connecticut (2025-04-21)
auto Complaint #CT-7073199-5d8efc94 — Connecticut (2025-03-06)
homeowners Complaint #CT-7071992-c159dad0 — Connecticut (2025-01-29)

KEMPER INDEPENDENCE INSURANCE COMPANY Complaints by State

KEMPER INDEPENDENCE INSURANCE COMPANY in Connecticut — 31 complaints
KEMPER INDEPENDENCE INSURANCE COMPANY in Texas — 19 complaints

KEMPER INDEPENDENCE INSURANCE COMPANY Complaints by Coverage Type

KEMPER INDEPENDENCE INSURANCE COMPANY homeowners Complaints — 33 complaints
KEMPER INDEPENDENCE INSURANCE COMPANY auto Complaints — 14 complaints
KEMPER INDEPENDENCE INSURANCE COMPANY general Complaints — 2 complaints
KEMPER INDEPENDENCE INSURANCE COMPANY renters Complaints — 1 complaints