KINSALE INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 51 homeowners insurance complaints filed against KINSALE INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 51
Total homeowners Complaints (All States): 52
Texas Share: 98.1%
NAIC Complaint Ratio: 0
AI Risk Score: 23/100

Analysis: KINSALE INSURANCE COMPANY homeowners in Texas

KINSALE INSURANCE COMPANY has accumulated 51 homeowners insurance complaints from consumers in Texas. Across all states, KINSALE INSURANCE COMPANY has 52 total homeowners complaints, making Texas responsible for 98.1% of the volume.

The most frequent complaint sub-type is Delayed payment with 23 complaints. Other common issues include Premium or billing dispute (16), Claim denial (7), Policy cancellation (2).

The most active year was 2026 with 5 complaints filed.

Consumers in Texas who have homeowners disputes with KINSALE INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	23	45.1%
Premium or billing dispute	16	31.4%
Claim denial	7	13.7%
Policy cancellation	2	3.9%
Authorization Dispute; Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company	1	2.0%
Other \| Question of Fact; Information Furnished	1	2.0%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	2.0%

Complaints by Year

2026: 5 complaints
2025: 13 complaints
2024: 6 complaints
2023: 7 complaints
2022: 7 complaints
2021: 5 complaints
2020: 1 complaints
2019: 1 complaints
2018: 2 complaints
2016: 2 complaints
2015: 1 complaints
2012: 1 complaints

Recent homeowners Complaints Against KINSALE INSURANCE COMPANY in Texas

homeowners Complaint #TX-450445-68577230 (2026-03-17) — Delayed payment
homeowners Complaint #TX-450114-478b42af (2026-03-12) — Premium or billing dispute
homeowners Complaint #TX-449802-9d9e011d (2026-03-10) — Delayed payment
homeowners Complaint #TX-449644-68577230 (2026-03-09) — Delayed payment
homeowners Complaint #TX-448196-68577230 (2026-02-20) — Delayed payment
homeowners Complaint #TX-440110-478b42af (2025-11-18) — Premium or billing dispute
homeowners Complaint #TX-436700-e42390cc (2025-10-10) — Delayed payment
homeowners Complaint #TX-435908-b63ee575 (2025-09-30) — Claim denial
homeowners Complaint #TX-434564-9d9e011d (2025-09-15) — Delayed payment
homeowners Complaint #TX-431130-39ae29ec (2025-08-07) — Premium or billing dispute

Frequently Asked Questions

How many homeowners complaints does KINSALE INSURANCE COMPANY have in Texas?

KINSALE INSURANCE COMPANY has 51 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with KINSALE INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (23), Premium or billing dispute (16), Claim denial (7), Policy cancellation (2), Authorization Dispute; Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company (1).

How does KINSALE INSURANCE COMPANY's homeowners record in Texas compare to other states?

KINSALE INSURANCE COMPANY has 51 homeowners complaints in Texas out of 52 total homeowners complaints nationwide. That is 98.1% of their homeowners volume.

Where can I file a homeowners complaint against KINSALE INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.