Lemonade Insurance Company — homeowners Insurance Complaints
Analysis of 138 homeowners insurance complaints filed against Lemonade Insurance Company, based on public NAIC and state DOI data.
Key Statistics
- homeowners Complaints: 138
- Total Complaints (All Types): 313
- homeowners Share: 44.1%
- NAIC Complaint Ratio: 0.5
- AI Risk Score: 53/100
homeowners Complaint Issues
| Issue Type | Complaints | % of Total |
|---|---|---|
| Delayed payment | 52 | 37.7% |
| Claim denial | 33 | 23.9% |
| Premium or billing dispute | 20 | 14.5% |
| Policy cancellation | 9 | 6.5% |
| Misleading sales | 3 | 2.2% |
| Unfair settlement | 3 | 2.2% |
| Nonrenewal | Underwriting | Company Position Substantiated | 2 | 1.4% |
| Cust Service Claim Handling | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.7% |
| Unsatisfactory Settle/Offer | Corrective Action Taken; Contract Language/Legal Issue; Additional Monies Received | 1 | 0.7% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 1 | 0.7% |
| Cust Srvc Policy Holder Srvcs | Contract Language/Legal Issue; Corrective Action Taken | 1 | 0.7% |
| Unfair Discrimination | Information Furnished; Contract Language/Legal Issue | 1 | 0.7% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Information Furnished; Question of Fact | 1 | 0.7% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Record Only; Complaint Withdrawn | 1 | 0.7% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Question of Fact; Information Furnished | 1 | 0.7% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Additional Payment E | 1 | 0.7% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Contract Langua | 1 | 0.7% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Additional P | 1 | 0.7% |
| Cust Srvc Policy Holder Srvcs | Contract Language/Legal Issue; Company Position Upheld | 1 | 0.7% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company Position Upheld | 1 | 0.7% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Question of Fact; Claim Settled | 1 | 0.7% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.7% |
| Refusal to Insure | Information Furnished | 1 | 0.7% |
homeowners Complaints by State
| State | Complaints |
|---|---|
| Texas | 126 |
| Connecticut | 12 |
Recent homeowners Complaints Against Lemonade Insurance Company
- homeowners Complaint #TX-453307-d55b7846 — Texas (2026-04-13)
- homeowners Complaint #CT-7084563-b58c5898 — Connecticut (2026-04-13)
- homeowners Complaint #CT-7084292-72212ded — Connecticut (2026-03-31)
- homeowners Complaint #CT-7084260-72212ded — Connecticut (2026-03-31)
- homeowners Complaint #TX-451929-0222413f — Texas (2026-03-30)
- homeowners Complaint #TX-451927-c8ad6f20 — Texas (2026-03-30)
- homeowners Complaint #TX-450082-9e4af3f8 — Texas (2026-03-12)
- homeowners Complaint #TX-448474-5fc7de0a — Texas (2026-02-24)
- homeowners Complaint #TX-446597-47fa3ac2 — Texas (2026-02-04)
- homeowners Complaint #TX-442643-02022e37 — Texas (2025-12-17)
Frequently Asked Questions
How many homeowners complaints does Lemonade Insurance Company have?
Lemonade Insurance Company has 138 homeowners insurance complaints on file, according to NAIC and state DOI data.
What are the most common homeowners complaint issues with Lemonade Insurance Company?
The most common homeowners complaint issues for Lemonade Insurance Company are: Delayed payment (52), Claim denial (33), Premium or billing dispute (20), Policy cancellation (9), Misleading sales (3).
Which states have the most homeowners complaints against Lemonade Insurance Company?
The states with the most homeowners complaints against Lemonade Insurance Company are: Texas (126), Connecticut (12).
homeowners Complaints by State
- homeowners Complaints in California
- homeowners Complaints in Texas
- homeowners Complaints in New York
- homeowners Complaints in Florida
- homeowners Complaints in Illinois
- homeowners Complaints in Pennsylvania
- homeowners Complaints in Ohio
- homeowners Complaints in Georgia
- homeowners Complaints in North Carolina
- homeowners Complaints in New Jersey
Lemonade Insurance Company Complaints by State
- Lemonade Insurance Company Complaints in California
- Lemonade Insurance Company Complaints in Texas
- Lemonade Insurance Company Complaints in New York
- Lemonade Insurance Company Complaints in Florida
- Lemonade Insurance Company Complaints in Illinois
- Lemonade Insurance Company Complaints in Pennsylvania
- Lemonade Insurance Company Complaints in Ohio
- Lemonade Insurance Company Complaints in Georgia
- Lemonade Insurance Company Complaints in North Carolina
- Lemonade Insurance Company Complaints in New Jersey