Lemonade Insurance Company — renters Complaints in Texas

Detailed analysis of 149 renters insurance complaints filed against Lemonade Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

renters Complaints in Texas: 149
Total renters Complaints (All States): 162
Texas Share: 92.0%
NAIC Complaint Ratio: 0.5
AI Risk Score: 53/100

Analysis: Lemonade Insurance Company renters in Texas

Lemonade Insurance Company has accumulated 149 renters insurance complaints from consumers in Texas. Across all states, Lemonade Insurance Company has 162 total renters complaints, making Texas responsible for 92.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 90 complaints. Other common issues include Claim denial (38), Premium or billing dispute (4), Policy cancellation (4).

The most active year was 2026 with 9 complaints filed.

Consumers in Texas who have renters disputes with Lemonade Insurance Company can file a complaint with the Texas Department of Insurance.

renters Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	90	60.4%
Claim denial	38	25.5%
Premium or billing dispute	4	2.7%
Policy cancellation	4	2.7%
Cust Srvc Policy Holder Srvcs \| Company Position Upheld; Contract Language/Legal Issue; Question of Fact	1	0.7%
Cust Service Claim Handling \| Information Furnished; Contract Language/Legal Issue	1	0.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received; Contract Language/Legal Issue	1	0.7%
Cust Service Claim Handling \| Contract Language/Legal Issue; Question of Fact; Information Furnished	1	0.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	0.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Infor	1	0.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Corrective Action Taken; Information Furnished; Claim Settled	1	0.7%
Cust Srvc Policy Holder Srvcs \| Question of Fact; Complaint Withdrawn; Contract Language/Legal Issue	1	0.7%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Question of Fact	1	0.7%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Information Furnished; Additional Monies Received	1	0.7%
Unsatisfactory Settle/Offer \| Information Furnished; Corrective Action Taken; Claim Settled	1	0.7%
Misrepresentation; Refusal to Insure \| Corrective Action Taken	1	0.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact	1	0.7%

Complaints by Year

2026: 9 complaints
2025: 27 complaints
2024: 28 complaints
2023: 24 complaints
2022: 24 complaints
2021: 14 complaints
2020: 6 complaints
2019: 6 complaints
2018: 10 complaints
2017: 1 complaints

Recent renters Complaints Against Lemonade Insurance Company in Texas

renters Complaint #TX-453205-60fa10d6 (2026-04-10) — Cust Srvc Policy Holder Srvcs | Company Position Upheld; Contract Language/Legal Issue; Question of Fact
renters Complaint #TX-452282-c69faef8 (2026-04-02) — Delayed payment
renters Complaint #TX-452264-c69faef8 (2026-04-01) — Delayed payment
renters Complaint #TX-448427-47fa3ac2 (2026-02-24) — Claim denial
renters Complaint #TX-446035-4b489732 (2026-01-28) — Premium or billing dispute
renters Complaint #TX-445679-32d05b9d (2026-01-26) — Delayed payment
renters Complaint #TX-445105-ef226d30 (2026-01-19) — Claim denial
renters Complaint #TX-443682-da9c00a9 (2026-01-05) — Delayed payment
renters Complaint #TX-443572-02022e37 (2026-01-05) — Delayed payment
renters Complaint #TX-443011-4b489732 (2025-12-22) — Premium or billing dispute

Frequently Asked Questions

How many renters complaints does Lemonade Insurance Company have in Texas?

Lemonade Insurance Company has 149 renters insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common renters complaint issues with Lemonade Insurance Company in Texas?

The most common issues are: Delayed payment (90), Claim denial (38), Premium or billing dispute (4), Policy cancellation (4), Cust Srvc Policy Holder Srvcs | Company Position Upheld; Contract Language/Legal Issue; Question of Fact (1).

How does Lemonade Insurance Company's renters record in Texas compare to other states?

Lemonade Insurance Company has 149 renters complaints in Texas out of 162 total renters complaints nationwide. That is 92.0% of their renters volume.

Where can I file a renters complaint against Lemonade Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.