LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 79 homeowners insurance complaints filed against LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 79
Total homeowners Complaints (All States): 79
Texas Share: 100.0%
NAIC Complaint Ratio: 2.56
AI Risk Score: 74/100

Analysis: LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY homeowners in Texas

LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY has accumulated 79 homeowners insurance complaints from consumers in Texas. Across all states, LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY has 79 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 25 complaints. Other common issues include Claim denial (19), Premium or billing dispute (14), Policy cancellation (2).

The most active year was 2025 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	25	31.6%
Claim denial	19	24.1%
Premium or billing dispute	14	17.7%
Policy cancellation	2	2.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	2	2.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	2	2.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Company Position Upheld	1	1.3%
Post-Claim Underwriting \| Information Furnished	1	1.3%
Unsatisfactory Settle/Offer \| Additional Monies Received	1	1.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected	1	1.3%
Coverage dispute	1	1.3%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received	1	1.3%
Other \| Additional Monies Received; Information Furnished	1	1.3%
Unsatisfactory Settle/Offer \| Information Furnished; Additional Monies Received; Corrective Action Taken	1	1.3%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Information Furnished	1	1.3%
Other \| Information Furnished; Company Position Upheld	1	1.3%
Agent Handling \| Information Furnished	1	1.3%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Information Furnished	1	1.3%
Other \| Information Furnished	1	1.3%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	1	1.3%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	1.3%

Complaints by Year

2025: 2 complaints
2024: 5 complaints
2023: 3 complaints
2022: 4 complaints
2021: 3 complaints
2020: 4 complaints
2019: 3 complaints
2018: 2 complaints
2017: 10 complaints
2016: 5 complaints
2015: 8 complaints
2014: 8 complaints
2013: 15 complaints
2012: 7 complaints

Recent homeowners Complaints Against LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY in Texas

homeowners Complaint #TX-442466-a28f278b (2025-12-16) — Delayed payment
homeowners Complaint #TX-433250-047340d4 (2025-08-29) — Premium or billing dispute
homeowners Complaint #TX-410097-5f060663 (2024-11-22) — Delayed payment
homeowners Complaint #TX-400810-df21c2ce (2024-08-15) — Delayed payment
homeowners Complaint #TX-400037-f5375fdd (2024-08-07) — Policy cancellation
homeowners Complaint #TX-395091-a28f278b (2024-06-11) — Delayed payment
homeowners Complaint #TX-382167-3054b042 (2024-01-08) — Policy cancellation
homeowners Complaint #TX-376662-dd67c517 (2023-10-30) — Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Monies Received; Company Position Upheld
homeowners Complaint #TX-374401-adce2873 (2023-10-02) — Delayed payment
homeowners Complaint #TX-353852-a28f278b (2023-01-20) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY have in Texas?

LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY has 79 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (25), Claim denial (19), Premium or billing dispute (14), Policy cancellation (2), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (2).

How does LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY's homeowners record in Texas compare to other states?

LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY has 79 homeowners complaints in Texas out of 79 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against LIBERTY LLOYDS OF TEXAS INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.