LIBERTY NATIONAL LIFE INSURANCE COMPANY — health Complaints in Texas

Detailed analysis of 72 health insurance complaints filed against LIBERTY NATIONAL LIFE INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 72
Total health Complaints (All States): 72
Texas Share: 100.0%
NAIC Complaint Ratio: 9.39
AI Risk Score: 78/100

Analysis: LIBERTY NATIONAL LIFE INSURANCE COMPANY health in Texas

LIBERTY NATIONAL LIFE INSURANCE COMPANY has accumulated 72 health insurance complaints from consumers in Texas. Across all states, LIBERTY NATIONAL LIFE INSURANCE COMPANY has 72 total health complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 27 complaints. Other common issues include Claim denial (8), Premium or billing dispute (7), Commissions | Information Furnished (4).

The most active year was 2026 with 4 complaints filed.

Consumers in Texas who have health disputes with LIBERTY NATIONAL LIFE INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	27	37.5%
Claim denial	8	11.1%
Premium or billing dispute	7	9.7%
Commissions \| Information Furnished	4	5.6%
Misleading sales	2	2.8%
Commissions \| Information Furnished; Contract Language/Legal Issue	2	2.8%
Policy cancellation	2	2.8%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	2	2.8%
Misrepresentation \| Question of Fact; Information Furnished	1	1.4%
Cust Srvc Policy Holder Srvcs \| Company Position Upheld; Contract Language/Legal Issue; Question of Fact	1	1.4%
Cash Value \| Information Furnished; Contract Language/Legal Issue	1	1.4%
Commissions \| Contract Language/Legal Issue; Information Furnished	1	1.4%
Commissions \| Information Furnished; Corrective Action Taken	1	1.4%
Commissions \| Corrective Action Taken; Information Furnished	1	1.4%
Commissions \| Company Position Upheld; Information Furnished	1	1.4%
Commissions \| Information Furnished; Company Position Upheld	1	1.4%
Cust Service Claim Handling \| Referred To; No Jurisdiction; Contract Language/Legal Issue	1	1.4%
Improper Inducements; Misrepresentation; Unauthorized Acts \| Contract Language/Legal Issue; Information Furnished	1	1.4%
Agent Handling \| Question of Fact	1	1.4%
Cash Value; Material Change To Contract \| Information Furnished	1	1.4%
Recoupment Of Claims Payment; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	1	1.4%
Cash Value; Other \| Contract Language/Legal Issue	1	1.4%
Refusal to Insure \| Information Furnished; Company Position Upheld	1	1.4%
Other \| Information Furnished	1	1.4%
Agent Handling \| Information Furnished	1	1.4%
Commissions \| Contract Language/Legal Issue	1	1.4%

Complaints by Year

2026: 4 complaints
2025: 6 complaints
2024: 13 complaints
2023: 2 complaints
2022: 6 complaints
2021: 2 complaints
2020: 4 complaints
2019: 5 complaints
2018: 4 complaints
2017: 5 complaints
2016: 8 complaints
2015: 5 complaints
2014: 4 complaints
2013: 3 complaints
2012: 1 complaints

Recent health Complaints Against LIBERTY NATIONAL LIFE INSURANCE COMPANY in Texas

health Complaint #TX-452401-9b4e5a3e (2026-04-02) — Misrepresentation | Question of Fact; Information Furnished
health Complaint #TX-450464-686b986c (2026-03-17) — Delayed payment
health Complaint #TX-446985-cdbbbd55 (2026-02-09) — Delayed payment
health Complaint #TX-444988-efc60125 (2026-01-16) — Premium or billing dispute
health Complaint #TX-440669-b38bcf26 (2025-11-24) — Premium or billing dispute
health Complaint #TX-436234-5d44f59d (2025-10-06) — Misleading sales
health Complaint #TX-427379-efc60125 (2025-06-27) — Premium or billing dispute
health Complaint #TX-421498-c5dfd8c8 (2025-04-18) — Delayed payment
health Complaint #TX-416959-17142f4f (2025-02-25) — Cust Srvc Policy Holder Srvcs | Company Position Upheld; Contract Language/Legal Issue; Question of Fact
health Complaint #TX-413939-4dd18006 (2025-01-21) — Cash Value | Information Furnished; Contract Language/Legal Issue

Frequently Asked Questions

How many health complaints does LIBERTY NATIONAL LIFE INSURANCE COMPANY have in Texas?

LIBERTY NATIONAL LIFE INSURANCE COMPANY has 72 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with LIBERTY NATIONAL LIFE INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (27), Claim denial (8), Premium or billing dispute (7), Commissions | Information Furnished (4), Misleading sales (2).

How does LIBERTY NATIONAL LIFE INSURANCE COMPANY's health record in Texas compare to other states?

LIBERTY NATIONAL LIFE INSURANCE COMPANY has 72 health complaints in Texas out of 72 total health complaints nationwide. That is 100.0% of their health volume.

Where can I file a health complaint against LIBERTY NATIONAL LIFE INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.