LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE — health Insurance Complaints
Analysis of 375 health insurance complaints filed against LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE, based on public NAIC and state DOI data.
Key Statistics
- health Complaints: 375
- Total Complaints (All Types): 420
- health Share: 89.3%
- NAIC Complaint Ratio: 1.7
- AI Risk Score: 67/100
health Complaint Issues
| Issue Type | Complaints | % of Total |
|---|---|---|
| Delayed payment | 150 | 40.0% |
| Claim denial | 118 | 31.5% |
| Premium or billing dispute | 25 | 6.7% |
| Cash Value | Contract Language/Legal Issue | 6 | 1.6% |
| Cash Value | Information Furnished | 5 | 1.3% |
| Other | Information Furnished | 4 | 1.1% |
| Policy cancellation | 4 | 1.1% |
| Misrepresentation | Contract Language/Legal Issue | 2 | 0.5% |
| Other | Policy Not In Force; Information Furnished | 2 | 0.5% |
| Agent Handling | Information Furnished | 2 | 0.5% |
| Cash Value; Other | Information Furnished | 2 | 0.5% |
| Cash Value | Information Furnished; Company Position Upheld; Contract Language/Legal Issue | 1 | 0.3% |
| Misrepresentation | Information Furnished; Contract Language/Legal Issue; Company Position Upheld | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs; Misrepresentation | Company Position Upheld; Information Furnished; Contract Language/Leg | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs | Corrective Action Taken; Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Claim Procedure | Claim Handling | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs | Insufficient Information | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs | Information Furnished; Corrective Action Taken | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Refusal to Insure | Information Furnished; Policy Not In Force; Contract Language/Legal Issue | 1 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Company | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Information Furnished | 1 | 0.3% |
| Cash Value | Company Position Upheld; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Cust Srvc Policy Holder Srvcs; Other | Corrective Action Taken; Information Furnished | 1 | 0.3% |
| Cash Value | Information Furnished; Corrective Action Taken; Additional Monies Received | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Other | Cash Surrender Paid; Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; No Jurisdiction; Referred To | 1 | 0.3% |
| Cash Value; Misrepresentation; Unauthorized Acts | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Cust Service Claim Handling | Contract Language/Legal Issue | 1 | 0.3% |
| Unauthorized Acts | Information Furnished | 1 | 0.3% |
| Cash Value | Corrective Action Taken | 1 | 0.3% |
| Other | Insufficient Information | 1 | 0.3% |
| Cash Value | Insufficient Information | 1 | 0.3% |
| Cash Value | Policy Not In Force | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer; Usual And Customary | No Jurisdiction | 1 | 0.3% |
| Misleading sales | 1 | 0.3% |
| Cash Value | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Overcharges; Recoupment Of Claims Payment; Unsatisfactory Settle/Offer | No Jurisdiction | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Claim Settled; Information Furnished; Company Position Upheld | 1 | 0.3% |
| Agent Handling | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer; Usual And Customary | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling; Commissions | Contract Language/Legal Issue | 1 | 0.3% |
| Recoupment Of Claims Payment; Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.3% |
| Refusal to Insure | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling; Misrepresentation | Question of Fact; Information Furnished | 1 | 0.3% |
| Cash Value; Summary of Benefits | Information Furnished | 1 | 0.3% |
| Recoupment Of Claims Payment; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Cash Value | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Coordination of Benefits | Contract Language/Legal Issue; Additional Payment Expected | 1 | 0.3% |
| Recoupment Of Claims Payment | Policy Not In Force; Information Furnished; Contract Language/Legal Issue | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished | 1 | 0.3% |
| Not Within TDI Jurisdiction | No Jurisdiction; Referred To | 1 | 0.3% |
| Cash Value | No Jurisdiction | 1 | 0.3% |
| Cash Value | Claim Settled | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Policy Not In Force | 1 | 0.3% |
| Agent Handling | Contract Language/Legal Issue; Information Furnished | 1 | 0.3% |
| Fraud | Information Furnished | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling | Contract Language/Legal Issue | 1 | 0.3% |
| Agent Handling; Misrepresentation | Information Furnished; Additional Payment Expected | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; No Jurisdiction; Contract Language/Legal Issue | 1 | 0.3% |
| Cash Value | 1 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished | 1 | 0.3% |
health Complaints by State
| State | Complaints |
|---|---|
| Texas | 372 |
| Connecticut | 3 |
Recent health Complaints Against LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE
- health Complaint #TX-452256-da37521a — Texas (2026-04-01)
- health Complaint #TX-451160-183a8de4 — Texas (2026-03-24)
- health Complaint #TX-451140-c5cec03b — Texas (2026-03-23)
- health Complaint #TX-451131-abecb6a2 — Texas (2026-03-23)
- health Complaint #TX-450858-cbcc78ec — Texas (2026-03-20)
- health Complaint #TX-450462-ef4d6278 — Texas (2026-03-17)
- health Complaint #TX-449805-c5cec03b — Texas (2026-03-09)
- health Complaint #TX-448783-41bfe65d — Texas (2026-02-26)
- health Complaint #TX-447758-44d3d547 — Texas (2026-02-13)
- health Complaint #TX-447588-44d3d547 — Texas (2026-02-13)
Frequently Asked Questions
How many health complaints does LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE have?
LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE has 375 health insurance complaints on file, according to NAIC and state DOI data.
What are the most common health complaint issues with LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE?
The most common health complaint issues for LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE are: Delayed payment (150), Claim denial (118), Premium or billing dispute (25), Cash Value | Contract Language/Legal Issue (6), Cash Value | Information Furnished (5).
Which states have the most health complaints against LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE?
The states with the most health complaints against LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE are: Texas (372), Connecticut (3).
health Complaints by State
LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints by State
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in California
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in Texas
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in New York
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in Florida
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in Illinois
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in Pennsylvania
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in Ohio
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in Georgia
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in North Carolina
- LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE Complaints in New Jersey