LM GENERAL INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 22 homeowners insurance complaints filed against LM GENERAL INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 22
Total homeowners Complaints (All States): 26
Texas Share: 84.6%
NAIC Complaint Ratio: 0.03
AI Risk Score: 29/100

Analysis: LM GENERAL INSURANCE COMPANY homeowners in Texas

LM GENERAL INSURANCE COMPANY has accumulated 22 homeowners insurance complaints from consumers in Texas. Across all states, LM GENERAL INSURANCE COMPANY has 26 total homeowners complaints, making Texas responsible for 84.6% of the volume.

The most frequent complaint sub-type is Delayed payment with 11 complaints. Other common issues include Claim denial (5), Cust Service Claim Handling | No Jurisdiction (1), Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue; Complainant Retained Attorney (1).

The most active year was 2025 with 1 complaint filed.

Consumers in Texas who have homeowners disputes with LM GENERAL INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	11	50.0%
Claim denial	5	22.7%
Cust Service Claim Handling \| No Jurisdiction	1	4.5%
Unsatisfactory Settle/Offer \| Additional Monies Received; Contract Language/Legal Issue; Complainant Retained Attorney	1	4.5%
Unsatisfactory Settle/Offer \| No Jurisdiction	1	4.5%
Policy cancellation	1	4.5%
Premium or billing dispute	1	4.5%
Liability Dispute; Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished	1	4.5%

Complaints by Year

2025: 1 complaints
2024: 1 complaints
2022: 2 complaints
2021: 1 complaints
2019: 1 complaints
2018: 5 complaints
2017: 3 complaints
2016: 6 complaints
2015: 1 complaints
2013: 1 complaints

Recent homeowners Complaints Against LM GENERAL INSURANCE COMPANY in Texas

homeowners Complaint #TX-413866-88a4b7c5 (2025-01-21) — Cust Service Claim Handling | No Jurisdiction
homeowners Complaint #TX-392231-bd920362 (2024-05-06) — Claim denial
homeowners Complaint #TX-346798-1f24caa8 (2022-09-30) — Claim denial
homeowners Complaint #TX-342351-50679150 (2022-07-29) — Delayed payment
homeowners Complaint #TX-320954-50679150 (2021-09-08) — Delayed payment
homeowners Complaint #TX-250718-bd920362 (2019-02-11) — Claim denial
homeowners Complaint #TX-241204-b314e5ba (2018-12-27) — Delayed payment
homeowners Complaint #TX-225785-a98a8982 (2018-08-06) — Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue; Complainant Retained Attorney
homeowners Complaint #TX-226458-a98a8982 (2018-07-12) — Unsatisfactory Settle/Offer | No Jurisdiction
homeowners Complaint #TX-215133-bd920362 (2018-05-29) — Claim denial

Frequently Asked Questions

How many homeowners complaints does LM GENERAL INSURANCE COMPANY have in Texas?

LM GENERAL INSURANCE COMPANY has 22 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with LM GENERAL INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (11), Claim denial (5), Cust Service Claim Handling | No Jurisdiction (1), Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue; Complainant Retained Attorney (1), Unsatisfactory Settle/Offer | No Jurisdiction (1).

How does LM GENERAL INSURANCE COMPANY's homeowners record in Texas compare to other states?

LM GENERAL INSURANCE COMPANY has 22 homeowners complaints in Texas out of 26 total homeowners complaints nationwide. That is 84.6% of their homeowners volume.

Where can I file a homeowners complaint against LM GENERAL INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.