Lumico Life Insurance Company — health Complaints in Texas

Detailed analysis of 40 health insurance complaints filed against Lumico Life Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

health Complaints in Texas: 40
Total health Complaints (All States): 40
Texas Share: 100.0%
NAIC Complaint Ratio: 41.35
AI Risk Score: 75/100

Analysis: Lumico Life Insurance Company health in Texas

Lumico Life Insurance Company has accumulated 40 health insurance complaints from consumers in Texas. Across all states, Lumico Life Insurance Company has 40 total health complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 29 complaints. Other common issues include Claim denial (5), Premium or billing dispute (4), Cust Srvc Policy Holder Srvcs | Information Furnished; Company Position Upheld (1).

The most active year was 2025 with 3 complaints filed.

Consumers in Texas who have health disputes with Lumico Life Insurance Company can file a complaint with the Texas Department of Insurance.

health Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	29	72.5%
Claim denial	5	12.5%
Premium or billing dispute	4	10.0%
Cust Srvc Policy Holder Srvcs \| Information Furnished; Company Position Upheld	1	2.5%
Commissions \| No Jurisdiction	1	2.5%

Complaints by Year

2025: 3 complaints
2024: 3 complaints
2023: 4 complaints
2022: 6 complaints
2021: 15 complaints
2020: 4 complaints
2019: 2 complaints
2018: 3 complaints

Recent health Complaints Against Lumico Life Insurance Company in Texas

health Complaint #TX-432808-b4066275 (2025-08-25) — Cust Srvc Policy Holder Srvcs | Information Furnished; Company Position Upheld
health Complaint #TX-428333-fd732bad (2025-07-07) — Premium or billing dispute
health Complaint #TX-414389-a3c799d4 (2025-01-27) — Claim denial
health Complaint #TX-410856-0c81cb74 (2024-12-05) — Delayed payment
health Complaint #TX-392278-1be9cbcb (2024-05-06) — Delayed payment
health Complaint #TX-383157-1be9cbcb (2024-01-19) — Delayed payment
health Complaint #TX-372729-c11d2032 (2023-09-11) — Claim denial
health Complaint #TX-369571-87d0f594 (2023-08-07) — Delayed payment
health Complaint #TX-354411-292f873f (2023-01-26) — Claim denial
health Complaint #TX-354378-27fe7e72 (2023-01-26) — Delayed payment

Frequently Asked Questions

How many health complaints does Lumico Life Insurance Company have in Texas?

Lumico Life Insurance Company has 40 health insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common health complaint issues with Lumico Life Insurance Company in Texas?

The most common issues are: Delayed payment (29), Claim denial (5), Premium or billing dispute (4), Cust Srvc Policy Holder Srvcs | Information Furnished; Company Position Upheld (1), Commissions | No Jurisdiction (1).

How does Lumico Life Insurance Company's health record in Texas compare to other states?

Lumico Life Insurance Company has 40 health complaints in Texas out of 40 total health complaints nationwide. That is 100.0% of their health volume.

Where can I file a health complaint against Lumico Life Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.