MGA INSURANCE COMPANY, INC. — homeowners Complaints in Texas
Detailed analysis of 738 homeowners insurance complaints filed against MGA INSURANCE COMPANY, INC. by consumers in Texas, based on public NAIC and state DOI data.
Key Statistics
- homeowners Complaints in Texas: 738
- Total homeowners Complaints (All States): 738
- Texas Share: 100.0%
- NAIC Complaint Ratio: 2.24
- AI Risk Score: 83/100
Analysis: MGA INSURANCE COMPANY, INC. homeowners in Texas
MGA INSURANCE COMPANY, INC. has accumulated 738 homeowners insurance complaints from consumers in Texas. Across all states, MGA INSURANCE COMPANY, INC. has 738 total homeowners complaints, making Texas responsible for 100.0% of the volume.
The most frequent complaint sub-type is Delayed payment with 370 complaints. Other common issues include Claim denial (192), Premium or billing dispute (38), Unsatisfactory Settle/Offer | Question of Fact (14).
The most active year was 2026 with 19 complaints filed.
Consumers in Texas who have homeowners disputes with MGA INSURANCE COMPANY, INC. can file a complaint with the Texas Department of Insurance.
homeowners Complaint Issues in Texas
| Issue Type | Complaints | % |
|---|---|---|
| Delayed payment | 370 | 50.1% |
| Claim denial | 192 | 26.0% |
| Premium or billing dispute | 38 | 5.1% |
| Unsatisfactory Settle/Offer | Question of Fact | 14 | 1.9% |
| Policy cancellation | 11 | 1.5% |
| Unsatisfactory Settle/Offer | Claim Settled | 4 | 0.5% |
| Unsatisfactory Settle/Offer | Information Furnished | 4 | 0.5% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue | 3 | 0.4% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact | 3 | 0.4% |
| Cust Srvc Policy Holder Srvcs | Contract Language/Legal Issue | 2 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 2 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Claim Settled; Question of Fact | 2 | 0.3% |
| Unsatisfactory Settle/Offer | Question of Fact; Additional Payment Expected | 2 | 0.3% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished | 2 | 0.3% |
| Liability Dispute | Question of Fact | 2 | 0.3% |
| Other | Information Furnished | 2 | 0.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected | 2 | 0.3% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Payment Expected | 2 | 0.3% |
| Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received | 2 | 0.3% |
| Unsatisfactory Settle/Offer | Claim Settled; Information Furnished | 2 | 0.3% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Question of Fact | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Company Position Upheld; Questio | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Additional Payment Expected; Questio | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Company Position Upheld | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Lang | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Company Position Upheld; Insuffi | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Question of Fact; Additional Payment E | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Addit | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received | 1 | 0.1% |
| Cust Service Claim Handling | Claim Settled | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Information Furnished | 1 | 0.1% |
| Cust Service Claim Handling; Unfair Discrim-Clms Handling | Contract Language/Legal Issue; Information Furnished; Claim | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Question of Fact; Corrective Action Taken; Information Furnished | 1 | 0.1% |
| Cust Srvc Policy Holder Srvcs | Information Furnished; Question of Fact | 1 | 0.1% |
| Cust Service Claim Handling | Contract Language/Legal Issue; Information Furnished | 1 | 0.1% |
| Cust Service Claim Handling | Information Furnished; Corrective Action Taken; Claim Settled | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Claim Settled; Question of Fact | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Claim Settled; Information Furnished | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Corrective Action Taken; Additional Monies Received; Additional Payment Expected | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Corrective Action Taken; Information Furnished | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished; Company | 1 | 0.1% |
| Commissions | Information Furnished; Question of Fact | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished; Question of F | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Claim Settled | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Information Furnished; Claim Settled | 1 | 0.1% |
| Cust Service Claim Handling; Liability Dispute | Additional Payment Expected; Question of Fact | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Question of Fact; Claim Settled | 1 | 0.1% |
| Post-Claim Underwriting | Additional Monies Received; Question of Fact | 1 | 0.1% |
| Cust Service Claim Handling | Additional Monies Received | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished | 1 | 0.1% |
| Cust Service Claim Handling | Claim Settled; Contract Language/Legal Issue | 1 | 0.1% |
| Cust Service Claim Handling | Question of Fact; Claim Settled | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled; Additional Monies Received | 1 | 0.1% |
| Not Within TDI Jurisdiction | Information Furnished; Record Only | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Insufficient Information | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Company Position Upheld | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Claim Settled | 1 | 0.1% |
| Unauthorized Acts | Information Furnished | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Additional Payment Expected; Question of Fact | 1 | 0.1% |
| Other | No Jurisdiction; Contract Language/Legal Issue | 1 | 0.1% |
| Cust Service Claim Handling | Information Furnished; Question of Fact; Additional Payment Expected | 1 | 0.1% |
| Other | Additional Monies Received | 1 | 0.1% |
| Not Within TDI Jurisdiction | No Jurisdiction | 1 | 0.1% |
| Other | Corrective Action Taken | 1 | 0.1% |
| Agent Handling | Information Furnished | 1 | 0.1% |
| Liability Dispute; Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Company Position Upheld | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Information Furnished; Question | 1 | 0.1% |
| Liability Dispute; Use Of Clue Reports | Information Furnished | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Contract Language/Legal Issue; Question of Fact | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Company Position Upheld | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Additional Payment Expected | 1 | 0.1% |
| Liability Dispute; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished | 1 | 0.1% |
| Other | Question of Fact | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished | 1 | 0.1% |
| Unsatisfactory Settle/Offer; Usual And Customary | Information Furnished | 1 | 0.1% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Information Furnished | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Information Furnished; Additional Monies Received; Question of Fact | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Question of Fact | 1 | 0.1% |
| Liability Dispute; Unsatisfactory Settle/Offer | Question of Fact | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Appraisal Process Invoked; Additional Payment Expected; Information Furnished | 1 | 0.1% |
| Assignment of Benefits | Information Furnished; Contract Language/Legal Issue | 1 | 0.1% |
| Liability Dispute | Information Furnished | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Information Furnished; Question of Fact | 1 | 0.1% |
| Unsatisfactory Settle/Offer | Question of Fact; Information Furnished; Additional Monies Received | 1 | 0.1% |
| Cust Service Claim Handling | Insufficient Information | 1 | 0.1% |
| Coverage dispute | 1 | 0.1% |
| Endorsement / Rider | Company Position Upheld | 1 | 0.1% |
| Cust Service Claim Handling | Information Furnished; Company Position Upheld | 1 | 0.1% |
Complaints by Year
- 2026: 19 complaints
- 2025: 42 complaints
- 2024: 52 complaints
- 2023: 55 complaints
- 2022: 29 complaints
- 2021: 36 complaints
- 2020: 39 complaints
- 2019: 47 complaints
- 2018: 43 complaints
- 2017: 42 complaints
- 2016: 77 complaints
- 2015: 100 complaints
- 2014: 71 complaints
- 2013: 61 complaints
- 2012: 25 complaints
Recent homeowners Complaints Against MGA INSURANCE COMPANY, INC. in Texas
- homeowners Complaint #TX-452484-81a65bea (2026-04-03) — Delayed payment
- homeowners Complaint #TX-452420-93278ca6 (2026-04-02) — Delayed payment
- homeowners Complaint #TX-452302-1149bfc7 (2026-04-02) — Delayed payment
- homeowners Complaint #TX-451931-81a65bea (2026-03-30) — Delayed payment
- homeowners Complaint #TX-451417-93278ca6 (2026-03-25) — Delayed payment
- homeowners Complaint #TX-451381-81a65bea (2026-03-24) — Delayed payment
- homeowners Complaint #TX-451188-93278ca6 (2026-03-24) — Delayed payment
- homeowners Complaint #TX-448615-3e307713 (2026-02-25) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Question of Fact
- homeowners Complaint #TX-448233-81a65bea (2026-02-20) — Delayed payment
- homeowners Complaint #TX-448115-3e307713 (2026-02-19) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Company Position Upheld; Questio
Frequently Asked Questions
How many homeowners complaints does MGA INSURANCE COMPANY, INC. have in Texas?
MGA INSURANCE COMPANY, INC. has 738 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.
What are the most common homeowners complaint issues with MGA INSURANCE COMPANY, INC. in Texas?
The most common issues are: Delayed payment (370), Claim denial (192), Premium or billing dispute (38), Unsatisfactory Settle/Offer | Question of Fact (14), Policy cancellation (11).
How does MGA INSURANCE COMPANY, INC.'s homeowners record in Texas compare to other states?
MGA INSURANCE COMPANY, INC. has 738 homeowners complaints in Texas out of 738 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.
Where can I file a homeowners complaint against MGA INSURANCE COMPANY, INC. in Texas?
You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.
Related Pages
MGA INSURANCE COMPANY, INC. homeowners Complaints in Other States
- MGA INSURANCE COMPANY, INC. homeowners in California
- MGA INSURANCE COMPANY, INC. homeowners in New York
- MGA INSURANCE COMPANY, INC. homeowners in Florida
- MGA INSURANCE COMPANY, INC. homeowners in Illinois
- MGA INSURANCE COMPANY, INC. homeowners in Pennsylvania
- MGA INSURANCE COMPANY, INC. homeowners in Ohio
- MGA INSURANCE COMPANY, INC. homeowners in Georgia
- MGA INSURANCE COMPANY, INC. homeowners in North Carolina
- MGA INSURANCE COMPANY, INC. homeowners in New Jersey