NATIONAL FIRE & MARINE INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 44 homeowners insurance complaints filed against NATIONAL FIRE & MARINE INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 44
Total homeowners Complaints (All States): 47
Texas Share: 93.6%
NAIC Complaint Ratio: 2.08
AI Risk Score: 63/100

Analysis: NATIONAL FIRE & MARINE INSURANCE COMPANY homeowners in Texas

NATIONAL FIRE & MARINE INSURANCE COMPANY has accumulated 44 homeowners insurance complaints from consumers in Texas. Across all states, NATIONAL FIRE & MARINE INSURANCE COMPANY has 47 total homeowners complaints, making Texas responsible for 93.6% of the volume.

The most frequent complaint sub-type is Delayed payment with 22 complaints. Other common issues include Claim denial (7), Premium or billing dispute (5), Policy cancellation (3).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with NATIONAL FIRE & MARINE INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	22	50.0%
Claim denial	7	15.9%
Premium or billing dispute	5	11.4%
Policy cancellation	3	6.8%
Cust Srvc Policy Holder Srvcs \| Information Furnished; Contract Language/Legal Issue; Company Position Upheld	1	2.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	2.3%
Unsatisfactory Settle/Offer \| Appraisal Process Invoked; Information Furnished; Question of Fact	1	2.3%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished; Company Position Upheld	1	2.3%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact	1	2.3%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	2.3%
Misleading sales	1	2.3%

Complaints by Year

2026: 2 complaints
2025: 4 complaints
2024: 5 complaints
2023: 4 complaints
2022: 3 complaints
2021: 7 complaints
2020: 2 complaints
2019: 4 complaints
2018: 2 complaints
2017: 6 complaints
2016: 1 complaints
2015: 1 complaints
2014: 1 complaints
2013: 1 complaints
2012: 1 complaints

Recent homeowners Complaints Against NATIONAL FIRE & MARINE INSURANCE COMPANY in Texas

homeowners Complaint #TX-451555-91619eba (2026-03-25) — Delayed payment
homeowners Complaint #TX-450802-dab74c21 (2026-03-19) — Cust Srvc Policy Holder Srvcs | Information Furnished; Contract Language/Legal Issue; Company Position Upheld
homeowners Complaint #TX-436613-bd42b94f (2025-10-09) — Claim denial
homeowners Complaint #TX-417757-c4b9ab78 (2025-03-06) — Claim denial
homeowners Complaint #TX-417655-080eb8c3 (2025-03-04) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Information Furnished
homeowners Complaint #TX-413785-34bab69e (2025-01-17) — Delayed payment
homeowners Complaint #TX-408429-91619eba (2024-11-01) — Delayed payment
homeowners Complaint #TX-399093-2f9f751c (2024-07-29) — Delayed payment
homeowners Complaint #TX-389989-a0c990c8 (2024-04-09) — Claim denial
homeowners Complaint #TX-387663-ff06dff1 (2024-03-11) — Premium or billing dispute

Frequently Asked Questions

How many homeowners complaints does NATIONAL FIRE & MARINE INSURANCE COMPANY have in Texas?

NATIONAL FIRE & MARINE INSURANCE COMPANY has 44 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with NATIONAL FIRE & MARINE INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (22), Claim denial (7), Premium or billing dispute (5), Policy cancellation (3), Cust Srvc Policy Holder Srvcs | Information Furnished; Contract Language/Legal Issue; Company Position Upheld (1).

How does NATIONAL FIRE & MARINE INSURANCE COMPANY's homeowners record in Texas compare to other states?

NATIONAL FIRE & MARINE INSURANCE COMPANY has 44 homeowners complaints in Texas out of 47 total homeowners complaints nationwide. That is 93.6% of their homeowners volume.

Where can I file a homeowners complaint against NATIONAL FIRE & MARINE INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.