NATIONAL SPECIALTY INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 94 homeowners insurance complaints filed against NATIONAL SPECIALTY INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 94
Total homeowners Complaints (All States): 94
Texas Share: 100.0%
NAIC Complaint Ratio: 0.43
AI Risk Score: 40/100

Analysis: NATIONAL SPECIALTY INSURANCE COMPANY homeowners in Texas

NATIONAL SPECIALTY INSURANCE COMPANY has accumulated 94 homeowners insurance complaints from consumers in Texas. Across all states, NATIONAL SPECIALTY INSURANCE COMPANY has 94 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 51 complaints. Other common issues include Claim denial (14), Premium or billing dispute (9), Policy cancellation (2).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with NATIONAL SPECIALTY INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	51	54.3%
Claim denial	14	14.9%
Premium or billing dispute	9	9.6%
Policy cancellation	2	2.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Additional Payment Expected	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received; Company Positio	1	1.1%
Unsatisfactory Settle/Offer \| Company Position Upheld; Information Furnished; Contract Language/Legal Issue	1	1.1%
Cust Service Claim Handling; Liability Dispute \| Contract Language/Legal Issue; Question of Fact; Information Furnished	1	1.1%
Agent Handling \| Question of Fact	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Contract Language/Legal Issue	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Monies Received	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished	1	1.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	1.1%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	1	1.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Additional Payment Expected	1	1.1%
Unsatisfactory Settle/Offer \| Additional Monies Received; Question of Fact	1	1.1%
Closed-Lack Of Info Cmplainant \| Insufficient Information	1	1.1%
Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished	1	1.1%
Coverage dispute	1	1.1%
Unsatisfactory Settle/Offer \| Appraisal Process Invoked; Additional Payment Expected; Information Furnished	1	1.1%

Complaints by Year

2026: 2 complaints
2025: 13 complaints
2024: 3 complaints
2023: 2 complaints
2021: 1 complaints
2020: 3 complaints
2019: 3 complaints
2018: 6 complaints
2017: 12 complaints
2016: 11 complaints
2015: 8 complaints
2014: 16 complaints
2013: 9 complaints
2012: 4 complaints
2011: 1 complaints

Recent homeowners Complaints Against NATIONAL SPECIALTY INSURANCE COMPANY in Texas

homeowners Complaint #TX-448476-705d65b6 (2026-02-24) — Delayed payment
homeowners Complaint #TX-447140-f33659cb (2026-02-10) — Delayed payment
homeowners Complaint #TX-441251-705d65b6 (2025-12-03) — Delayed payment
homeowners Complaint #TX-440440-fb2aff30 (2025-11-21) — Delayed payment
homeowners Complaint #TX-439900-69916858 (2025-11-17) — Claim denial
homeowners Complaint #TX-438305-e5b46638 (2025-10-28) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Additional Payment Expected
homeowners Complaint #TX-436791-f33659cb (2025-10-10) — Delayed payment
homeowners Complaint #TX-434069-e5b46638 (2025-09-09) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Company Positio
homeowners Complaint #TX-429093-f33659cb (2025-07-17) — Delayed payment
homeowners Complaint #TX-426390-ecdfa2e1 (2025-06-16) — Unsatisfactory Settle/Offer | Company Position Upheld; Information Furnished; Contract Language/Legal Issue

Frequently Asked Questions

How many homeowners complaints does NATIONAL SPECIALTY INSURANCE COMPANY have in Texas?

NATIONAL SPECIALTY INSURANCE COMPANY has 94 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with NATIONAL SPECIALTY INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (51), Claim denial (14), Premium or billing dispute (9), Policy cancellation (2), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Additional Payment Expected (1).

How does NATIONAL SPECIALTY INSURANCE COMPANY's homeowners record in Texas compare to other states?

NATIONAL SPECIALTY INSURANCE COMPANY has 94 homeowners complaints in Texas out of 94 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against NATIONAL SPECIALTY INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.