National Summit Insurance Company — homeowners Complaints in Texas

Detailed analysis of 91 homeowners insurance complaints filed against National Summit Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 91
Total homeowners Complaints (All States): 91
Texas Share: 100.0%
AI Risk Score: 47/100

Analysis: National Summit Insurance Company homeowners in Texas

National Summit Insurance Company has accumulated 91 homeowners insurance complaints from consumers in Texas. Across all states, National Summit Insurance Company has 91 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Claim denial with 29 complaints. Other common issues include Delayed payment (26), Premium or billing dispute (9), Policy cancellation (3).

The most active year was 2026 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with National Summit Insurance Company can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Claim denial	29	31.9%
Delayed payment	26	28.6%
Premium or billing dispute	9	9.9%
Policy cancellation	3	3.3%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	3	3.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	2	2.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	2	2.2%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Question of Fact	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Claim S	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Corrective Action Taken; Contract Language/Legal Issue; Infor	1	1.1%
Cust Service Claim Handling \| Information Furnished; Corrective Action Taken	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	1.1%
Cust Srvc Policy Holder Srvcs \| Question of Fact; Corrective Action Taken; Information Furnished	1	1.1%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld; Contract Language/	1	1.1%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue; Company Position Upheld	1	1.1%
Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld	1	1.1%
Unsatisfactory Settle/Offer \| Company Position Upheld; Claim Settled; Contract Language/Legal Issue	1	1.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Company Posi	1	1.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Information Furnished	1	1.1%
Misrepresentation; Other \| Information Furnished; Contract Language/Legal Issue	1	1.1%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	1	1.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received	1	1.1%

Complaints by Year

2026: 2 complaints
2025: 20 complaints
2024: 16 complaints
2023: 10 complaints
2022: 17 complaints
2021: 26 complaints

Recent homeowners Complaints Against National Summit Insurance Company in Texas

homeowners Complaint #TX-452687-8b55d07d (2026-04-06) — Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue; Question of Fact
homeowners Complaint #TX-446938-419381ee (2026-02-06) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld
homeowners Complaint #TX-442985-419381ee (2025-12-22) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue; Claim S
homeowners Complaint #TX-442344-543e511f (2025-12-15) — Delayed payment
homeowners Complaint #TX-442310-78505da5 (2025-12-15) — Delayed payment
homeowners Complaint #TX-440531-419381ee (2025-11-24) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Contract Language/Legal Issue
homeowners Complaint #TX-439477-8b55d07d (2025-11-12) — Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld
homeowners Complaint #TX-436838-419381ee (2025-10-13) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Corrective Action Taken; Contract Language/Legal Issue; Infor
homeowners Complaint #TX-436250-83652663 (2025-10-06) — Cust Service Claim Handling | Information Furnished; Corrective Action Taken
homeowners Complaint #TX-434993-543e511f (2025-09-19) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does National Summit Insurance Company have in Texas?

National Summit Insurance Company has 91 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with National Summit Insurance Company in Texas?

The most common issues are: Claim denial (29), Delayed payment (26), Premium or billing dispute (9), Policy cancellation (3), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact (3).

How does National Summit Insurance Company's homeowners record in Texas compare to other states?

National Summit Insurance Company has 91 homeowners complaints in Texas out of 91 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against National Summit Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.