NATIONAL UNITY INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 198 homeowners insurance complaints filed against NATIONAL UNITY INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 198
Total homeowners Complaints (All States): 198
Texas Share: 100.0%
NAIC Complaint Ratio: 0
AI Risk Score: 34/100

Analysis: NATIONAL UNITY INSURANCE COMPANY homeowners in Texas

NATIONAL UNITY INSURANCE COMPANY has accumulated 198 homeowners insurance complaints from consumers in Texas. Across all states, NATIONAL UNITY INSURANCE COMPANY has 198 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 120 complaints. Other common issues include Claim denial (50), Premium or billing dispute (4), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue (2).

The most active year was 2026 with 1 complaint filed.

Consumers in Texas who have homeowners disputes with NATIONAL UNITY INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	120	60.6%
Claim denial	50	25.3%
Premium or billing dispute	4	2.0%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	2	1.0%
Unsatisfactory Settle/Offer \| Additional Monies Received	2	1.0%
Claimant Fraud \| Question of Fact	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Additional Monies Received	1	0.5%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Additional Monies Received	1	0.5%
Unsatisfactory Settle/Offer \| Question of Fact	1	0.5%
Liability Dispute	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled	1	0.5%
Other \| Information Furnished	1	0.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected; Question of Fact	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact; Additional Payment E	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Referred To; Contract Language/L	1	0.5%
Not Within TDI Jurisdiction; Other \| Information Furnished	1	0.5%
Policy cancellation	1	0.5%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact; Complainant Retained Attorney	1	0.5%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	1	0.5%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Information Furnished; Company Position Uph	1	0.5%
Commissions \| Information Furnished; Additional Monies Received	1	0.5%
Cust Service Claim Handling \| Contract Language/Legal Issue; Company Position Upheld	1	0.5%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received	1	0.5%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received	1	0.5%

Complaints by Year

2026: 1 complaints
2025: 3 complaints
2024: 1 complaints
2023: 5 complaints
2021: 1 complaints
2020: 4 complaints
2019: 3 complaints
2018: 12 complaints
2017: 12 complaints
2016: 58 complaints
2015: 42 complaints
2014: 32 complaints
2013: 20 complaints
2012: 4 complaints

Recent homeowners Complaints Against NATIONAL UNITY INSURANCE COMPANY in Texas

homeowners Complaint #TX-447726-2ae9bdeb (2026-02-17) — Claim denial
homeowners Complaint #TX-440122-2ae9bdeb (2025-11-18) — Claim denial
homeowners Complaint #TX-428935-dc2dca47 (2025-07-15) — Delayed payment
homeowners Complaint #TX-417323-b33dcfbc (2025-02-28) — Claim denial
homeowners Complaint #TX-408521-b33dcfbc (2024-11-04) — Claim denial
homeowners Complaint #TX-377977-dc2dca47 (2023-11-15) — Delayed payment
homeowners Complaint #TX-375995-2ae9bdeb (2023-10-12) — Claim denial
homeowners Complaint #TX-371464-ba24c59c (2023-08-30) — Delayed payment
homeowners Complaint #TX-364950-b33dcfbc (2023-06-12) — Claim denial
homeowners Complaint #TX-354631-b33dcfbc (2023-01-30) — Claim denial

Frequently Asked Questions

How many homeowners complaints does NATIONAL UNITY INSURANCE COMPANY have in Texas?

NATIONAL UNITY INSURANCE COMPANY has 198 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with NATIONAL UNITY INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (120), Claim denial (50), Premium or billing dispute (4), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue (2), Unsatisfactory Settle/Offer | Additional Monies Received (2).

How does NATIONAL UNITY INSURANCE COMPANY's homeowners record in Texas compare to other states?

NATIONAL UNITY INSURANCE COMPANY has 198 homeowners complaints in Texas out of 198 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against NATIONAL UNITY INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.