NORTH LIGHT SPECIALTY INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 10 homeowners insurance complaints filed against NORTH LIGHT SPECIALTY INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 10
Total homeowners Complaints (All States): 12
Texas Share: 83.3%
NAIC Complaint Ratio: 0
AI Risk Score: 17/100

Analysis: NORTH LIGHT SPECIALTY INSURANCE COMPANY homeowners in Texas

NORTH LIGHT SPECIALTY INSURANCE COMPANY has accumulated 10 homeowners insurance complaints from consumers in Texas. Across all states, NORTH LIGHT SPECIALTY INSURANCE COMPANY has 12 total homeowners complaints, making Texas responsible for 83.3% of the volume.

The most frequent complaint sub-type is Premium or billing dispute with 6 complaints. Other common issues include Delayed payment (2), Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Contract Language/Legal Issue (1), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected; Q (1).

The most active year was 2025 with 1 complaint filed.

Consumers in Texas who have homeowners disputes with NORTH LIGHT SPECIALTY INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Premium or billing dispute	6	60.0%
Delayed payment	2	20.0%
Unsatisfactory Settle/Offer \| Company Position Upheld; Question of Fact; Contract Language/Legal Issue	1	10.0%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Payment Expected; Q	1	10.0%

Complaints by Year

2025: 1 complaints
2024: 2 complaints
2022: 1 complaints
2021: 1 complaints
2020: 1 complaints
2018: 1 complaints
2016: 1 complaints
2013: 1 complaints
2012: 1 complaints

Recent homeowners Complaints Against NORTH LIGHT SPECIALTY INSURANCE COMPANY in Texas

homeowners Complaint #TX-420558-434ec459 (2025-04-09) — Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Contract Language/Legal Issue
homeowners Complaint #TX-406576-bf8eb1eb (2024-10-10) — Premium or billing dispute
homeowners Complaint #TX-386755-8905817a (2024-02-28) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected; Q
homeowners Complaint #TX-351227-e57e0f03 (2022-12-12) — Premium or billing dispute
homeowners Complaint #TX-325896-495be058 (2021-11-19) — Delayed payment
homeowners Complaint #TX-295068-e5758e0c (2020-07-20) — Premium or billing dispute
homeowners Complaint #TX-200039-e57e0f03 (2018-01-09) — Premium or billing dispute
homeowners Complaint #TX-126343-f5c15e7e (2016-03-18) — Delayed payment
homeowners Complaint #TX-32524-e57e0f03 (2013-07-15) — Premium or billing dispute
homeowners Complaint #TX-7949-e57e0f03 (2012-09-18) — Premium or billing dispute

Frequently Asked Questions

How many homeowners complaints does NORTH LIGHT SPECIALTY INSURANCE COMPANY have in Texas?

NORTH LIGHT SPECIALTY INSURANCE COMPANY has 10 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with NORTH LIGHT SPECIALTY INSURANCE COMPANY in Texas?

The most common issues are: Premium or billing dispute (6), Delayed payment (2), Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Contract Language/Legal Issue (1), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected; Q (1).

How does NORTH LIGHT SPECIALTY INSURANCE COMPANY's homeowners record in Texas compare to other states?

NORTH LIGHT SPECIALTY INSURANCE COMPANY has 10 homeowners complaints in Texas out of 12 total homeowners complaints nationwide. That is 83.3% of their homeowners volume.

Where can I file a homeowners complaint against NORTH LIGHT SPECIALTY INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.