OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA — homeowners Complaints in Texas

Detailed analysis of 240 homeowners insurance complaints filed against OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 240
Total homeowners Complaints (All States): 242
Texas Share: 99.2%
NAIC Complaint Ratio: 1.14
AI Risk Score: 57/100

Analysis: OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA homeowners in Texas

OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA has accumulated 240 homeowners insurance complaints from consumers in Texas. Across all states, OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA has 242 total homeowners complaints, making Texas responsible for 99.2% of the volume.

The most frequent complaint sub-type is Delayed payment with 122 complaints. Other common issues include Premium or billing dispute (43), Claim denial (35), Policy cancellation (15).

The most active year was 2026 with 9 complaints filed.

Consumers in Texas who have homeowners disputes with OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	122	50.8%
Premium or billing dispute	43	17.9%
Claim denial	35	14.6%
Policy cancellation	15	6.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Infor	1	0.4%
Cust Service Claim Handling \| Information Furnished; Contract Language/Legal Issue; Claim Settled	1	0.4%
Cust Service Claim Handling \| Additional Monies Received; Corrective Action Taken; Information Furnished	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld; Contract Language/Legal Issue	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue	1	0.4%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld; Contract Language/Legal Issue	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Quest	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Information	1	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Additional Payment Expected	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld; Quest	1	0.4%
Unsatisfactory Settle/Offer \| Corrective Action Taken; Claim Settled	1	0.4%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Company Position Upheld	1	0.4%
Unauthorized Acts \| Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Additional Monies Received; Corrective Action Taken; Information Furnished	1	0.4%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Information Furnished	1	0.4%
Unsatisfactory Settle/Offer \| Additional Monies Received; Contract Language/Legal Issue; Company Position Upheld	1	0.4%
Unsatisfactory Settle/Offer \| Claim Settled	1	0.4%
Unsatisfactory Settle/Offer \| Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Claim Settled; Contract Language/Legal Issue; Question of Fact	1	0.4%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Additional Monies Received	1	0.4%
Cust Service Claim Handling \| Contract Language/Legal Issue	1	0.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected	1	0.4%
Cust Service Claim Handling \| Company Position Upheld	1	0.4%
Unsatisfactory Settle/Offer \| Additional Monies Received; Claim Settled	1	0.4%
Cust Service Claim Handling \| Corrective Action Taken; Claim Settled	1	0.4%

Complaints by Year

2026: 9 complaints
2025: 28 complaints
2024: 49 complaints
2023: 31 complaints
2022: 15 complaints
2021: 42 complaints
2020: 13 complaints
2019: 15 complaints
2018: 14 complaints
2017: 14 complaints
2016: 6 complaints
2015: 3 complaints
2013: 1 complaints

Recent homeowners Complaints Against OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA in Texas

homeowners Complaint #TX-453117-069e1674 (2026-04-09) — Delayed payment
homeowners Complaint #TX-450884-6c46481f (2026-03-20) — Delayed payment
homeowners Complaint #TX-450666-2b1c9c6d (2026-03-18) — Premium or billing dispute
homeowners Complaint #TX-450418-069e1674 (2026-03-16) — Delayed payment
homeowners Complaint #TX-450006-af112083 (2026-03-11) — Claim denial
homeowners Complaint #TX-449275-2b1c9c6d (2026-03-04) — Premium or billing dispute
homeowners Complaint #TX-448953-c7aacd35 (2026-03-02) — Delayed payment
homeowners Complaint #TX-448543-069e1674 (2026-02-24) — Delayed payment
homeowners Complaint #TX-444816-2381be0f (2026-01-15) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Infor
homeowners Complaint #TX-441544-8adc3879 (2025-12-05) — Claim denial

Frequently Asked Questions

How many homeowners complaints does OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA have in Texas?

OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA has 240 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA in Texas?

The most common issues are: Delayed payment (122), Premium or billing dispute (43), Claim denial (35), Policy cancellation (15), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Infor (1).

How does OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA's homeowners record in Texas compare to other states?

OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA has 240 homeowners complaints in Texas out of 242 total homeowners complaints nationwide. That is 99.2% of their homeowners volume.

Where can I file a homeowners complaint against OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.