OCEAN HARBOR CASUALTY INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 15 homeowners insurance complaints filed against OCEAN HARBOR CASUALTY INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 15
Total homeowners Complaints (All States): 15
Texas Share: 100.0%
NAIC Complaint Ratio: 1.63
AI Risk Score: 60/100

Analysis: OCEAN HARBOR CASUALTY INSURANCE COMPANY homeowners in Texas

OCEAN HARBOR CASUALTY INSURANCE COMPANY has accumulated 15 homeowners insurance complaints from consumers in Texas. Across all states, OCEAN HARBOR CASUALTY INSURANCE COMPANY has 15 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 10 complaints. Other common issues include Claim denial (4), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Additional P (1).

The most active year was 2025 with 4 complaints filed.

Consumers in Texas who have homeowners disputes with OCEAN HARBOR CASUALTY INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	10	66.7%
Claim denial	4	26.7%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Additional P	1	6.7%

Complaints by Year

2025: 4 complaints
2024: 3 complaints
2021: 2 complaints
2020: 1 complaints
2018: 1 complaints
2017: 2 complaints
2016: 2 complaints

Recent homeowners Complaints Against OCEAN HARBOR CASUALTY INSURANCE COMPANY in Texas

homeowners Complaint #TX-434120-bdb750f0 (2025-09-10) — Delayed payment
homeowners Complaint #TX-428326-9753ced7 (2025-07-09) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Additional P
homeowners Complaint #TX-425926-bdb750f0 (2025-06-10) — Delayed payment
homeowners Complaint #TX-424602-4e8b2dfb (2025-05-23) — Delayed payment
homeowners Complaint #TX-412448-bdb750f0 (2024-12-30) — Delayed payment
homeowners Complaint #TX-401910-94691178 (2024-08-27) — Claim denial
homeowners Complaint #TX-400718-bdb750f0 (2024-08-14) — Delayed payment
homeowners Complaint #TX-325042-bdb750f0 (2021-11-08) — Delayed payment
homeowners Complaint #TX-322389-bdb750f0 (2021-09-27) — Delayed payment
homeowners Complaint #TX-293405-a805e94e (2020-06-15) — Claim denial

Frequently Asked Questions

How many homeowners complaints does OCEAN HARBOR CASUALTY INSURANCE COMPANY have in Texas?

OCEAN HARBOR CASUALTY INSURANCE COMPANY has 15 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with OCEAN HARBOR CASUALTY INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (10), Claim denial (4), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Contract Language/Legal Issue; Additional P (1).

How does OCEAN HARBOR CASUALTY INSURANCE COMPANY's homeowners record in Texas compare to other states?

OCEAN HARBOR CASUALTY INSURANCE COMPANY has 15 homeowners complaints in Texas out of 15 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against OCEAN HARBOR CASUALTY INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.