OTTO, DAVID JAMES — Insurance Complaint Report

OTTO, DAVID JAMES: 2 public complaints from public DOI data

Key Metrics

Total Complaints: 2
AI Risk Score: 39/100
Most Recent Complaint: 2018-04-26

Decision Cockpit: What to Inspect Next

This hub uses recent real complaint records for OTTO, DAVID JAMES to expose practical next paths: state hotspots, product lines, recurring issues, regulator context, and shopping checks.

Recent source records sampled: 2
Risk score: 39/100
Primary state spoke: OTTO, DAVID JAMES complaints in Texas
Primary product spoke: OTTO, DAVID JAMES homeowners complaints
State/product drilldown: homeowners complaints in Texas
Shopping check: Cross-check financial strength and reviews
Local map utility: Find local agents on Google Maps

State Hotspots

Texas — 2 recent records

Product Lines

homeowners — 2 recent records

Recurring Issue Signals

Agent Handling | Referred for Disciplinary Actn — 1 recent records
Agent Handling; Notice Requirements | Contract Language/Legal Issue — 1 recent records

Source and Coverage Transparency

This page is built from public state Department of Insurance datasets currently loaded for Texas, Connecticut, and New York auto complaint rankings. Counts reflect available source records, not every insurance complaint in every state.

Texas Department of Insurance complaints
States represented in this profile: TX
Product lines represented: 1
Complaint record span: 2016-06-10 to 2018-04-26
Profile last rebuilt: 2026-05-19T15:06:55.174Z

AI Insurer Analysis

OTTO, DAVID JAMES has 2 public insurance complaint records in this dataset, led by TX and homeowners coverage.

Risk Breakdown

categories: [object Object]
complaintRatio: null
confirmedComplaints: 2
dispositions: [object Object],[object Object]
complaintVolume: 2
states: [object Object]

Consumer Tips

Compare complaint volume, complaint reasons, dispositions, and state DOI guidance before choosing or renewing insurance coverage.

Trend Analysis

Public complaint records currently span 2016-06-10 through 2018-04-26.

Recent Complaints Against OTTO, DAVID JAMES

homeowners Complaint #TX-211795-d9466c5a — Texas (2018-04-26)
homeowners Complaint #TX-136263-8ca95994 — Texas (2016-06-10)

OTTO, DAVID JAMES Complaints by State

OTTO, DAVID JAMES in Texas — 2 complaints

OTTO, DAVID JAMES Complaints by Coverage Type

OTTO, DAVID JAMES homeowners Complaints — 2 complaints