PACIFIC SPECIALTY INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 46 homeowners insurance complaints filed against PACIFIC SPECIALTY INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 46
Total homeowners Complaints (All States): 97
Texas Share: 47.4%
NAIC Complaint Ratio: 3.42
AI Risk Score: 74/100

Analysis: PACIFIC SPECIALTY INSURANCE COMPANY homeowners in Texas

PACIFIC SPECIALTY INSURANCE COMPANY has accumulated 46 homeowners insurance complaints from consumers in Texas. Across all states, PACIFIC SPECIALTY INSURANCE COMPANY has 97 total homeowners complaints, making Texas responsible for 47.4% of the volume.

The most frequent complaint sub-type is Delayed payment with 19 complaints. Other common issues include Claim denial (18), Premium or billing dispute (2), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished (2).

The most active year was 2022 with 1 complaint filed.

Consumers in Texas who have homeowners disputes with PACIFIC SPECIALTY INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	19	41.3%
Claim denial	18	39.1%
Premium or billing dispute	2	4.3%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	2	4.3%
Unsatisfactory Settle/Offer \| Question of Fact	1	2.2%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	2.2%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	1	2.2%
Other \| Information Furnished	1	2.2%
Unsatisfactory Settle/Offer \| Additional Monies Received; Additional Payment Expected	1	2.2%

Complaints by Year

2022: 1 complaints
2021: 3 complaints
2020: 2 complaints
2019: 3 complaints
2018: 3 complaints
2017: 6 complaints
2016: 9 complaints
2015: 9 complaints
2014: 3 complaints
2013: 6 complaints
2012: 1 complaints

Recent homeowners Complaints Against PACIFIC SPECIALTY INSURANCE COMPANY in Texas

homeowners Complaint #TX-338698-b5e0cda5 (2022-06-06) — Claim denial
homeowners Complaint #TX-327354-c9a0b59e (2021-12-15) — Premium or billing dispute
homeowners Complaint #TX-322357-74d1c3a8 (2021-09-23) — Delayed payment
homeowners Complaint #TX-307031-753f07a1 (2021-02-22) — Claim denial
homeowners Complaint #TX-297043-753f07a1 (2020-08-19) — Claim denial
homeowners Complaint #TX-284018-74d1c3a8 (2020-02-03) — Delayed payment
homeowners Complaint #TX-266490-b5e0cda5 (2019-07-17) — Claim denial
homeowners Complaint #TX-250742-06d26513 (2019-03-12) — Delayed payment
homeowners Complaint #TX-253644-30ceb9a2 (2019-02-28) — Claim denial
homeowners Complaint #TX-236870-74d1c3a8 (2018-11-14) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does PACIFIC SPECIALTY INSURANCE COMPANY have in Texas?

PACIFIC SPECIALTY INSURANCE COMPANY has 46 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with PACIFIC SPECIALTY INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (19), Claim denial (18), Premium or billing dispute (2), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Information Furnished (2), Unsatisfactory Settle/Offer | Question of Fact (1).

How does PACIFIC SPECIALTY INSURANCE COMPANY's homeowners record in Texas compare to other states?

PACIFIC SPECIALTY INSURANCE COMPANY has 46 homeowners complaints in Texas out of 97 total homeowners complaints nationwide. That is 47.4% of their homeowners volume.

Where can I file a homeowners complaint against PACIFIC SPECIALTY INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.