Palomar Excess and Surplus Insurance Company — homeowners Complaints in Texas

Detailed analysis of 4 homeowners insurance complaints filed against Palomar Excess and Surplus Insurance Company by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 4
Total homeowners Complaints (All States): 4
Texas Share: 100.0%
NAIC Complaint Ratio: 0
AI Risk Score: 20/100

Analysis: Palomar Excess and Surplus Insurance Company homeowners in Texas

Palomar Excess and Surplus Insurance Company has accumulated 4 homeowners insurance complaints from consumers in Texas. Across all states, Palomar Excess and Surplus Insurance Company has 4 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 1 complaint. Other common issues include Not Within TDI Jurisdiction | No Jurisdiction; Information Furnished (1), Claim denial (1), Premium or billing dispute (1).

The most active year was 2025 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with Palomar Excess and Surplus Insurance Company can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	1	25.0%
Not Within TDI Jurisdiction \| No Jurisdiction; Information Furnished	1	25.0%
Claim denial	1	25.0%
Premium or billing dispute	1	25.0%

Complaints by Year

2025: 2 complaints
2024: 1 complaints
2023: 1 complaints

Recent homeowners Complaints Against Palomar Excess and Surplus Insurance Company in Texas

homeowners Complaint #TX-422343-d7384197 (2025-04-28) — Delayed payment
homeowners Complaint #TX-415627-06e3dbad (2025-02-10) — Not Within TDI Jurisdiction | No Jurisdiction; Information Furnished
homeowners Complaint #TX-395583-18df1b22 (2024-06-17) — Claim denial
homeowners Complaint #TX-379374-636cad84 (2023-12-06) — Premium or billing dispute

Frequently Asked Questions

How many homeowners complaints does Palomar Excess and Surplus Insurance Company have in Texas?

Palomar Excess and Surplus Insurance Company has 4 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with Palomar Excess and Surplus Insurance Company in Texas?

The most common issues are: Delayed payment (1), Not Within TDI Jurisdiction | No Jurisdiction; Information Furnished (1), Claim denial (1), Premium or billing dispute (1).

How does Palomar Excess and Surplus Insurance Company's homeowners record in Texas compare to other states?

Palomar Excess and Surplus Insurance Company has 4 homeowners complaints in Texas out of 4 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against Palomar Excess and Surplus Insurance Company in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.