Palomar Specialty Insurance Company — homeowners Insurance Complaints
Analysis of 120 homeowners insurance complaints filed against Palomar Specialty Insurance Company, based on public NAIC and state DOI data.
Key Statistics
- homeowners Complaints: 120
- Total Complaints (All Types): 120
- homeowners Share: 100.0%
- NAIC Complaint Ratio: 0.78
- AI Risk Score: 45/100
homeowners Complaint Issues
| Issue Type | Complaints | % of Total |
|---|---|---|
| Delayed payment | 63 | 52.5% |
| Claim denial | 25 | 20.8% |
| Premium or billing dispute | 6 | 5.0% |
| Policy cancellation | 4 | 3.3% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact | 2 | 1.7% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Payment Expected; Contract Language/Legal Issue; C | 1 | 0.8% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received; Corrective Action Taken; Informat | 1 | 0.8% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Information Furnished | 1 | 0.8% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Information | 1 | 0.8% |
| Cust Srvc Policy Holder Srvcs | Company Position Upheld; Contract Language/Legal Issue | 1 | 0.8% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Company Position Upheld; Question of Fact; Contract Language/ | 1 | 0.8% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Additional Payment Expected; Q | 1 | 0.8% |
| Unsatisfactory Settle/Offer | Information Furnished; Company Position Upheld; Contract Language/Legal Issue | 1 | 0.8% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Company Position Upheld; Question of Fact | 1 | 0.8% |
| Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Company Position Upheld | 1 | 0.8% |
| Unsatisfactory Settle/Offer | Information Furnished; Contract Language/Legal Issue | 1 | 0.8% |
| Endorsement / Rider; Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact; Company Position Uph | 1 | 0.8% |
| Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled; Additional Monies Received | 1 | 0.8% |
| Unsatisfactory Settle/Offer | Claim Settled; Information Furnished; Contract Language/Legal Issue | 1 | 0.8% |
| Cust Service Claim Handling | Question of Fact; Information Furnished | 1 | 0.8% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Claim Settled | 1 | 0.8% |
| Cust Service Claim Handling | Additional Monies Received | 1 | 0.8% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Additional Monies Received | 1 | 0.8% |
| Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact | 1 | 0.8% |
| Endorsement / Rider | Contract Language/Legal Issue | 1 | 0.8% |
homeowners Complaints by State
| State | Complaints |
|---|---|
| Texas | 120 |
Recent homeowners Complaints Against Palomar Specialty Insurance Company
- homeowners Complaint #TX-448255-c8dd5054 — Texas (2026-02-23)
- homeowners Complaint #TX-441090-6699b65d — Texas (2025-12-02)
- homeowners Complaint #TX-437599-c8dd5054 — Texas (2025-10-20)
- homeowners Complaint #TX-435397-6699b65d — Texas (2025-09-24)
- homeowners Complaint #TX-434594-63660fc2 — Texas (2025-09-16)
- homeowners Complaint #TX-432449-b6f5ee61 — Texas (2025-08-21)
- homeowners Complaint #TX-428968-dc32b0bf — Texas (2025-07-16)
- homeowners Complaint #TX-428780-43dd8353 — Texas (2025-07-15)
- homeowners Complaint #TX-428548-dc32b0bf — Texas (2025-07-11)
- homeowners Complaint #TX-428013-6699b65d — Texas (2025-07-07)
Frequently Asked Questions
How many homeowners complaints does Palomar Specialty Insurance Company have?
Palomar Specialty Insurance Company has 120 homeowners insurance complaints on file, according to NAIC and state DOI data.
What are the most common homeowners complaint issues with Palomar Specialty Insurance Company?
The most common homeowners complaint issues for Palomar Specialty Insurance Company are: Delayed payment (63), Claim denial (25), Premium or billing dispute (6), Policy cancellation (4), Unsatisfactory Settle/Offer | Contract Language/Legal Issue; Question of Fact (2).
Which states have the most homeowners complaints against Palomar Specialty Insurance Company?
The states with the most homeowners complaints against Palomar Specialty Insurance Company are: Texas (120).
homeowners Complaints by State
- homeowners Complaints in California
- homeowners Complaints in Texas
- homeowners Complaints in New York
- homeowners Complaints in Florida
- homeowners Complaints in Illinois
- homeowners Complaints in Pennsylvania
- homeowners Complaints in Ohio
- homeowners Complaints in Georgia
- homeowners Complaints in North Carolina
- homeowners Complaints in New Jersey
Palomar Specialty Insurance Company Complaints by State
- Palomar Specialty Insurance Company Complaints in California
- Palomar Specialty Insurance Company Complaints in Texas
- Palomar Specialty Insurance Company Complaints in New York
- Palomar Specialty Insurance Company Complaints in Florida
- Palomar Specialty Insurance Company Complaints in Illinois
- Palomar Specialty Insurance Company Complaints in Pennsylvania
- Palomar Specialty Insurance Company Complaints in Ohio
- Palomar Specialty Insurance Company Complaints in Georgia
- Palomar Specialty Insurance Company Complaints in North Carolina
- Palomar Specialty Insurance Company Complaints in New Jersey