InsuranceComplaintCheck

PENA, MINERVA ESPINOZA — homeowners Complaints in Texas

Detailed analysis of 3 homeowners insurance complaints filed against PENA, MINERVA ESPINOZA by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

  • homeowners Complaints in Texas: 3
  • Total homeowners Complaints (All States): 3
  • Texas Share: 100.0%
  • AI Risk Score: 41/100

Analysis: PENA, MINERVA ESPINOZA homeowners in Texas

PENA, MINERVA ESPINOZA has accumulated 3 homeowners insurance complaints from consumers in Texas. Across all states, PENA, MINERVA ESPINOZA has 3 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Misrepresentation | Failure to Timely Respond; Agent 1st warning with 1 complaint. Other common issues include Unauthorized Acts | Information Furnished (1), Agent Handling | Contract Language/Legal Issue (1).

The most active year was 2025 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with PENA, MINERVA ESPINOZA can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue TypeComplaints%
Misrepresentation | Failure to Timely Respond; Agent 1st warning133.3%
Unauthorized Acts | Information Furnished133.3%
Agent Handling | Contract Language/Legal Issue133.3%

Complaints by Year

  • 2025: 2 complaints
  • 2017: 1 complaints

Recent homeowners Complaints Against PENA, MINERVA ESPINOZA in Texas

Frequently Asked Questions

How many homeowners complaints does PENA, MINERVA ESPINOZA have in Texas?

PENA, MINERVA ESPINOZA has 3 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with PENA, MINERVA ESPINOZA in Texas?

The most common issues are: Misrepresentation | Failure to Timely Respond; Agent 1st warning (1), Unauthorized Acts | Information Furnished (1), Agent Handling | Contract Language/Legal Issue (1).

How does PENA, MINERVA ESPINOZA's homeowners record in Texas compare to other states?

PENA, MINERVA ESPINOZA has 3 homeowners complaints in Texas out of 3 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against PENA, MINERVA ESPINOZA in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.

Related Pages

PENA, MINERVA ESPINOZA homeowners Complaints in Other States

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