PENN-AMERICA INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 24 homeowners insurance complaints filed against PENN-AMERICA INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 24
Total homeowners Complaints (All States): 24
Texas Share: 100.0%
NAIC Complaint Ratio: 0
AI Risk Score: 23/100

Analysis: PENN-AMERICA INSURANCE COMPANY homeowners in Texas

PENN-AMERICA INSURANCE COMPANY has accumulated 24 homeowners insurance complaints from consumers in Texas. Across all states, PENN-AMERICA INSURANCE COMPANY has 24 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Claim denial with 8 complaints. Other common issues include Delayed payment (8), Policy cancellation (3), Premium or billing dispute (3).

The most active year was 2025 with 4 complaints filed.

Consumers in Texas who have homeowners disputes with PENN-AMERICA INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Claim denial	8	33.3%
Delayed payment	8	33.3%
Policy cancellation	3	12.5%
Premium or billing dispute	3	12.5%
Misrepresentation \| Information Furnished	1	4.2%
Unsatisfactory Settle/Offer \| Information Furnished; Company Position Upheld	1	4.2%

Complaints by Year

2025: 4 complaints
2024: 1 complaints
2023: 1 complaints
2021: 2 complaints
2020: 3 complaints
2019: 1 complaints
2015: 5 complaints
2014: 2 complaints
2013: 2 complaints
2012: 3 complaints

Recent homeowners Complaints Against PENN-AMERICA INSURANCE COMPANY in Texas

homeowners Complaint #TX-442068-783aa01f (2025-12-11) — Claim denial
homeowners Complaint #TX-434809-bef56261 (2025-09-17) — Claim denial
homeowners Complaint #TX-424122-bf97f337 (2025-05-19) — Delayed payment
homeowners Complaint #TX-419437-1b0999d8 (2025-03-26) — Policy cancellation
homeowners Complaint #TX-407885-041b0d08 (2024-10-25) — Delayed payment
homeowners Complaint #TX-353691-3c8222f6 (2023-01-18) — Delayed payment
homeowners Complaint #TX-323134-12004ce4 (2021-10-07) — Misrepresentation | Information Furnished
homeowners Complaint #TX-320372-3c8222f6 (2021-08-30) — Delayed payment
homeowners Complaint #TX-289283-71b5c88f (2020-04-14) — Claim denial
homeowners Complaint #TX-288112-a6fc439a (2020-03-26) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does PENN-AMERICA INSURANCE COMPANY have in Texas?

PENN-AMERICA INSURANCE COMPANY has 24 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with PENN-AMERICA INSURANCE COMPANY in Texas?

The most common issues are: Claim denial (8), Delayed payment (8), Policy cancellation (3), Premium or billing dispute (3), Misrepresentation | Information Furnished (1).

How does PENN-AMERICA INSURANCE COMPANY's homeowners record in Texas compare to other states?

PENN-AMERICA INSURANCE COMPANY has 24 homeowners complaints in Texas out of 24 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against PENN-AMERICA INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.