PHILADELPHIA INDEMNITY INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 98 homeowners insurance complaints filed against PHILADELPHIA INDEMNITY INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 98
Total homeowners Complaints (All States): 109
Texas Share: 89.9%
NAIC Complaint Ratio: 0.5
AI Risk Score: 40/100

Analysis: PHILADELPHIA INDEMNITY INSURANCE COMPANY homeowners in Texas

PHILADELPHIA INDEMNITY INSURANCE COMPANY has accumulated 98 homeowners insurance complaints from consumers in Texas. Across all states, PHILADELPHIA INDEMNITY INSURANCE COMPANY has 109 total homeowners complaints, making Texas responsible for 89.9% of the volume.

The most frequent complaint sub-type is Delayed payment with 53 complaints. Other common issues include Claim denial (21), Premium or billing dispute (5), Policy cancellation (2).

The most active year was 2026 with 3 complaints filed.

Consumers in Texas who have homeowners disputes with PHILADELPHIA INDEMNITY INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	53	54.1%
Claim denial	21	21.4%
Premium or billing dispute	5	5.1%
Policy cancellation	2	2.0%
Unsatisfactory Settle/Offer \| Question of Fact	2	2.0%
Other \| Information Furnished	2	2.0%
Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	1.0%
Cust Service Claim Handling \| Information Furnished; Question of Fact	1	1.0%
Unsatisfactory Settle/Offer \| Claim Settled	1	1.0%
Unsatisfactory Settle/Offer \| Additional Monies Received	1	1.0%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	1.0%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Question of Fact	1	1.0%
Other \| Information Furnished; Contract Language/Legal Issue; Question of Fact	1	1.0%
Cust Service Claim Handling \| Contract Language/Legal Issue	1	1.0%
Cust Service Claim Handling \| Information Furnished; Company Position Upheld	1	1.0%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	1.0%
Cust Service Claim Handling \| Claim Settled	1	1.0%
Unsatisfactory Settle/Offer \| Question of Fact; Additional Payment Expected	1	1.0%
Not Within TDI Jurisdiction \| Insufficient Information; No Jurisdiction	1	1.0%

Complaints by Year

2026: 3 complaints
2025: 14 complaints
2024: 7 complaints
2023: 8 complaints
2022: 3 complaints
2021: 9 complaints
2020: 9 complaints
2019: 6 complaints
2018: 9 complaints
2017: 7 complaints
2016: 5 complaints
2015: 5 complaints
2014: 4 complaints
2013: 6 complaints
2012: 3 complaints

Recent homeowners Complaints Against PHILADELPHIA INDEMNITY INSURANCE COMPANY in Texas

homeowners Complaint #TX-451594-e57ff2e7 (2026-03-26) — Delayed payment
homeowners Complaint #TX-450303-e57ff2e7 (2026-03-16) — Delayed payment
homeowners Complaint #TX-450157-700600de (2026-03-13) — Delayed payment
homeowners Complaint #TX-441299-700600de (2025-12-03) — Delayed payment
homeowners Complaint #TX-440951-c274036b (2025-12-01) — Claim denial
homeowners Complaint #TX-440375-391a1e0c (2025-11-20) — Claim denial
homeowners Complaint #TX-439228-fa0d5887 (2025-11-07) — Premium or billing dispute
homeowners Complaint #TX-435978-700600de (2025-10-01) — Delayed payment
homeowners Complaint #TX-435728-5d1d1620 (2025-09-29) — Claim denial
homeowners Complaint #TX-433819-20f977bd (2025-09-05) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does PHILADELPHIA INDEMNITY INSURANCE COMPANY have in Texas?

PHILADELPHIA INDEMNITY INSURANCE COMPANY has 98 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with PHILADELPHIA INDEMNITY INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (53), Claim denial (21), Premium or billing dispute (5), Policy cancellation (2), Unsatisfactory Settle/Offer | Question of Fact (2).

How does PHILADELPHIA INDEMNITY INSURANCE COMPANY's homeowners record in Texas compare to other states?

PHILADELPHIA INDEMNITY INSURANCE COMPANY has 98 homeowners complaints in Texas out of 109 total homeowners complaints nationwide. That is 89.9% of their homeowners volume.

Where can I file a homeowners complaint against PHILADELPHIA INDEMNITY INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.