Privilege Underwriters Reciprocal Exchange — homeowners Complaints in Texas

Detailed analysis of 44 homeowners insurance complaints filed against Privilege Underwriters Reciprocal Exchange by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 44
Total homeowners Complaints (All States): 48
Texas Share: 91.7%
NAIC Complaint Ratio: 0.17
AI Risk Score: 33/100

Analysis: Privilege Underwriters Reciprocal Exchange homeowners in Texas

Privilege Underwriters Reciprocal Exchange has accumulated 44 homeowners insurance complaints from consumers in Texas. Across all states, Privilege Underwriters Reciprocal Exchange has 48 total homeowners complaints, making Texas responsible for 91.7% of the volume.

The most frequent complaint sub-type is Delayed payment with 18 complaints. Other common issues include Premium or billing dispute (8), Policy cancellation (6), Claim denial (5).

The most active year was 2025 with 4 complaints filed.

Consumers in Texas who have homeowners disputes with Privilege Underwriters Reciprocal Exchange can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	18	40.9%
Premium or billing dispute	8	18.2%
Policy cancellation	6	13.6%
Claim denial	5	11.4%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Additional Monies Received; Information Fur	1	2.3%
Cust Service Claim Handling \| Question of Fact; Additional Payment Expected; Contract Language/Legal Issue	1	2.3%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	1	2.3%
Unsatisfactory Settle/Offer \| Question of Fact; Company Position Upheld; Information Furnished	1	2.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	1	2.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	1	2.3%
Unsatisfactory Settle/Offer \| Question of Fact	1	2.3%

Complaints by Year

2025: 4 complaints
2024: 6 complaints
2023: 8 complaints
2022: 9 complaints
2021: 2 complaints
2020: 4 complaints
2019: 2 complaints
2018: 2 complaints
2017: 6 complaints
2015: 1 complaints

Recent homeowners Complaints Against Privilege Underwriters Reciprocal Exchange in Texas

homeowners Complaint #TX-443121-c3515c0d (2025-12-22) — Claim denial
homeowners Complaint #TX-429204-5a06359b (2025-07-18) — Premium or billing dispute
homeowners Complaint #TX-424027-c915a7e9 (2025-05-16) — Claim denial
homeowners Complaint #TX-421939-0ef9730f (2025-04-23) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Information Fur
homeowners Complaint #TX-410481-d195eafb (2024-12-02) — Cust Service Claim Handling | Question of Fact; Additional Payment Expected; Contract Language/Legal Issue
homeowners Complaint #TX-410479-8c272c34 (2024-12-02) — Delayed payment
homeowners Complaint #TX-410477-8c272c34 (2024-12-02) — Delayed payment
homeowners Complaint #TX-407984-484210ff (2024-10-28) — Claim denial
homeowners Complaint #TX-403627-d47e519e (2024-09-13) — Policy cancellation
homeowners Complaint #TX-390526-033ff735 (2024-04-15) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does Privilege Underwriters Reciprocal Exchange have in Texas?

Privilege Underwriters Reciprocal Exchange has 44 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with Privilege Underwriters Reciprocal Exchange in Texas?

The most common issues are: Delayed payment (18), Premium or billing dispute (8), Policy cancellation (6), Claim denial (5), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Question of Fact; Additional Monies Received; Information Fur (1).

How does Privilege Underwriters Reciprocal Exchange's homeowners record in Texas compare to other states?

Privilege Underwriters Reciprocal Exchange has 44 homeowners complaints in Texas out of 48 total homeowners complaints nationwide. That is 91.7% of their homeowners volume.

Where can I file a homeowners complaint against Privilege Underwriters Reciprocal Exchange in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.