R.V.O.S. FARM MUTUAL INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 158 homeowners insurance complaints filed against R.V.O.S. FARM MUTUAL INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 158
Total homeowners Complaints (All States): 158
Texas Share: 100.0%
NAIC Complaint Ratio: 0.18
AI Risk Score: 38/100

Analysis: R.V.O.S. FARM MUTUAL INSURANCE COMPANY homeowners in Texas

R.V.O.S. FARM MUTUAL INSURANCE COMPANY has accumulated 158 homeowners insurance complaints from consumers in Texas. Across all states, R.V.O.S. FARM MUTUAL INSURANCE COMPANY has 158 total homeowners complaints, making Texas responsible for 100.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 58 complaints. Other common issues include Claim denial (42), Premium or billing dispute (20), Policy cancellation (8).

The most active year was 2026 with 3 complaints filed.

Consumers in Texas who have homeowners disputes with R.V.O.S. FARM MUTUAL INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	58	36.7%
Claim denial	42	26.6%
Premium or billing dispute	20	12.7%
Policy cancellation	8	5.1%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue	3	1.9%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue	2	1.3%
Unsatisfactory Settle/Offer \| Information Furnished	2	1.3%
Unsatisfactory Settle/Offer \| Information Furnished; Contract Language/Legal Issue	2	1.3%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Corrective Action Taken; Claim Settled; Additional Monies Rec	1	0.6%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact	1	0.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Question of Fact; Additional P	1	0.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Quest	1	0.6%
Unsatisfactory Settle/Offer \| Claim Settled; Additional Monies Received; Contract Language/Legal Issue	1	0.6%
Misrepresentation \| Information Furnished	1	0.6%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Additional Monies Received; Information Furnished	1	0.6%
Unsatisfactory Settle/Offer \| Company Position Upheld; Contract Language/Legal Issue; Question of Fact	1	0.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Question of Fact; Contract Language/Legal Issue; Information	1	0.6%
Unsatisfactory Settle/Offer \| Question of Fact	1	0.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Additional Payment Expected; Contract Language/Legal Issue	1	0.6%
Other \| Contract Language/Legal Issue	1	0.6%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Claim Settled; Complainant Ret	1	0.6%
Unsatisfactory Settle/Offer \| Additional Payment Expected; Information Furnished	1	0.6%
Unsatisfactory Settle/Offer \| Additional Monies Received; Information Furnished; Question of Fact	1	0.6%
Unsatisfactory Settle/Offer \| Information Furnished; Question of Fact	1	0.6%
Unsatisfactory Settle/Offer \| Claim Settled; Appraisal Process Invoked	1	0.6%
Other \| No Jurisdiction	1	0.6%
Unsatisfactory Settle/Offer \| Claim Settled; Additional Monies Received	1	0.6%
Unsatisfactory Settle/Offer \| Contract Language/Legal Issue; Information Furnished	1	0.6%
Cust Service Claim Handling \| Corrective Action Taken	1	0.6%

Complaints by Year

2026: 3 complaints
2025: 7 complaints
2024: 8 complaints
2023: 10 complaints
2022: 4 complaints
2021: 7 complaints
2020: 6 complaints
2019: 12 complaints
2018: 7 complaints
2017: 10 complaints
2016: 9 complaints
2015: 23 complaints
2014: 23 complaints
2013: 18 complaints
2012: 11 complaints

Recent homeowners Complaints Against R.V.O.S. FARM MUTUAL INSURANCE COMPANY in Texas

homeowners Complaint #TX-447517-5ee28bbd (2026-02-12) — Delayed payment
homeowners Complaint #TX-445151-89f82d35 (2026-01-20) — Premium or billing dispute
homeowners Complaint #TX-444344-b814f7b9 (2026-01-09) — Delayed payment
homeowners Complaint #TX-443018-0a82a99c (2025-12-22) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Corrective Action Taken; Claim Settled; Additional Monies Rec
homeowners Complaint #TX-442104-1774140d (2025-12-11) — Delayed payment
homeowners Complaint #TX-441892-1774140d (2025-12-09) — Delayed payment
homeowners Complaint #TX-440742-cc34856b (2025-11-25) — Premium or billing dispute
homeowners Complaint #TX-436279-1774140d (2025-10-06) — Delayed payment
homeowners Complaint #TX-426110-aafdb456 (2025-06-12) — Claim denial
homeowners Complaint #TX-413978-166b5f88 (2025-01-21) — Premium or billing dispute

Frequently Asked Questions

How many homeowners complaints does R.V.O.S. FARM MUTUAL INSURANCE COMPANY have in Texas?

R.V.O.S. FARM MUTUAL INSURANCE COMPANY has 158 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with R.V.O.S. FARM MUTUAL INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (58), Claim denial (42), Premium or billing dispute (20), Policy cancellation (8), Unsatisfactory Settle/Offer | Contract Language/Legal Issue (3).

How does R.V.O.S. FARM MUTUAL INSURANCE COMPANY's homeowners record in Texas compare to other states?

R.V.O.S. FARM MUTUAL INSURANCE COMPANY has 158 homeowners complaints in Texas out of 158 total homeowners complaints nationwide. That is 100.0% of their homeowners volume.

Where can I file a homeowners complaint against R.V.O.S. FARM MUTUAL INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.