REPUBLIC-FRANKLIN INSURANCE COMPANY — homeowners Complaints in Texas

Detailed analysis of 9 homeowners insurance complaints filed against REPUBLIC-FRANKLIN INSURANCE COMPANY by consumers in Texas, based on public NAIC and state DOI data.

Key Statistics

homeowners Complaints in Texas: 9
Total homeowners Complaints (All States): 15
Texas Share: 60.0%
NAIC Complaint Ratio: 0.01
AI Risk Score: 19/100

Analysis: REPUBLIC-FRANKLIN INSURANCE COMPANY homeowners in Texas

REPUBLIC-FRANKLIN INSURANCE COMPANY has accumulated 9 homeowners insurance complaints from consumers in Texas. Across all states, REPUBLIC-FRANKLIN INSURANCE COMPANY has 15 total homeowners complaints, making Texas responsible for 60.0% of the volume.

The most frequent complaint sub-type is Delayed payment with 5 complaints. Other common issues include Premium or billing dispute (1), Policy cancellation (1), Claim denial (1).

The most active year was 2025 with 2 complaints filed.

Consumers in Texas who have homeowners disputes with REPUBLIC-FRANKLIN INSURANCE COMPANY can file a complaint with the Texas Department of Insurance.

homeowners Complaint Issues in Texas

Issue Type	Complaints	%
Delayed payment	5	55.6%
Premium or billing dispute	1	11.1%
Policy cancellation	1	11.1%
Claim denial	1	11.1%
Cust Service Claim Handling; Unsatisfactory Settle/Offer \| Claim Settled; Question of Fact	1	11.1%

Complaints by Year

2025: 2 complaints
2022: 3 complaints
2021: 2 complaints
2019: 1 complaints
2016: 1 complaints

Recent homeowners Complaints Against REPUBLIC-FRANKLIN INSURANCE COMPANY in Texas

homeowners Complaint #TX-436980-e8d8e116 (2025-10-14) — Premium or billing dispute
homeowners Complaint #TX-420238-f55978ac (2025-04-04) — Delayed payment
homeowners Complaint #TX-338616-b9273ed0 (2022-06-03) — Policy cancellation
homeowners Complaint #TX-331422-784e6d76 (2022-02-15) — Delayed payment
homeowners Complaint #TX-330076-784e6d76 (2022-01-27) — Delayed payment
homeowners Complaint #TX-327430-89140ea6 (2021-12-17) — Claim denial
homeowners Complaint #TX-313648-a92c8667 (2021-06-01) — Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Question of Fact
homeowners Complaint #TX-276757-784e6d76 (2019-10-28) — Delayed payment
homeowners Complaint #TX-137653-52343072 (2016-06-23) — Delayed payment

Frequently Asked Questions

How many homeowners complaints does REPUBLIC-FRANKLIN INSURANCE COMPANY have in Texas?

REPUBLIC-FRANKLIN INSURANCE COMPANY has 9 homeowners insurance complaints on file from consumers in Texas, according to NAIC and state DOI data.

What are the most common homeowners complaint issues with REPUBLIC-FRANKLIN INSURANCE COMPANY in Texas?

The most common issues are: Delayed payment (5), Premium or billing dispute (1), Policy cancellation (1), Claim denial (1), Cust Service Claim Handling; Unsatisfactory Settle/Offer | Claim Settled; Question of Fact (1).

How does REPUBLIC-FRANKLIN INSURANCE COMPANY's homeowners record in Texas compare to other states?

REPUBLIC-FRANKLIN INSURANCE COMPANY has 9 homeowners complaints in Texas out of 15 total homeowners complaints nationwide. That is 60.0% of their homeowners volume.

Where can I file a homeowners complaint against REPUBLIC-FRANKLIN INSURANCE COMPANY in Texas?

You can file a complaint with the Texas Department of Insurance. The NAIC Consumer Information Source at https://content.naic.org/cis_consumer.htm also accepts complaints.